Bell County property record for 345 Ow Lowrey, Salado, TX 76571 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 2,030 sqft Living Area |
| Lot Size | 33,846 sqft (0.777 acres) |
| Garage | 575 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $420,100 (2021) |
| Tax Bill | $6,391.00 (2025) |
Source: Bell County records · APN 0828359376
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 27, 2021 | Vendor's Lien, Transfer · Veterans Administration Mortgage FIRST UNITED BANK & TRUST CO |
| Nov 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PILGRIM MORTGAGE LLC |
| May 14, 2021 | Warranty Deed, Transfer FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Apr 09, 2019 | Vendor's Lien, Transfer AFFINITY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on Record |
| Deed Sale | Aug 27, 2021 · Amount on Record |
| Prior Sale | May 14, 2021 |
| Deed Doc Number | 202155262 |
| Prior Transfer Date | Aug 25, 2021 |
| Prior Transfer Doc | 0000055262 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 27, 2021 |
| Property Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Document Number | 0000055262 |
| Map Reference | DOC 2013-7 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021055262 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Document Number | 0000055263 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021055263 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | SUCCESSION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000062915 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020-00062915 |
| Name | PILGRIM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78232 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 14, 2021 |
| Property Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Document Number | 0000030246 |
| Map Reference | YEAR 2013 NO 7 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021030246 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2722 MARIE LN, 2722, SALADO, TX 76571-7545 |
| Name | Verified Name |
|---|---|
| Address | 345 SW COWERY, SALADO, TX 76571 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 09, 2019 |
| Property Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Document Number | 0000013830 |
| Map Reference | DOC 2013-7 |
| Instrument Date | Apr 05, 2019 |
| Instrument | 2019-00013830 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9902 SCEPTER AVE, 9902, BROOKSVILLE, FL 34613-5041 |
| Name | Verified Name |
|---|---|
| Address | 345 OW LOWREY, SALADO, TX 76571-5547 |
| Document Number | 0000013831 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 2019-00013831 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Salado Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,391.00 (-2.05%) | $530,539 (+1.16%) Land $79,538 Building $451,001 | $530,539 (+1.16%) Land $79,538 Building $451,001 |
| 2023 | $6,525.00 (-11.8%) Homeowner's exemption | $524,445 Land $90,000 Building $434,445 | $524,445 Land $90,000 Building $434,445 |
| 2022 | $7,398.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 20% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0828359376 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,030 sqft Living Area |
|---|---|
| 1st Floor | 2,030 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stone Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,846 sqft (0.777 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 575 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
|---|---|
| Porch | Open Porch |
| Porch Area | 226 sqft Porch |
| Canopy Area | 190 sqft Canopy |
| Street Address | 345 OW LOWREY |
|---|---|
| City | SALADO |
| State | TX |
| Zip | 76571-5547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK COURTYARD HOMES, BLOCK 001, LOT 0001, ACRES .777 |
| Legal Subdivision | MILL CREEK COURTYARD HOMES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Minor Civil Division | SOUTH BELL |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 23405 |
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