State of Hawaii and Hawaii County property record for 345 Ohukea St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,064 sqft · built 1986 |
| Lot Size | 0.23 acres (10,028 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Jul 2017 Reverse Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-3-050-009 |
| Primary APN | 3-2-3-050-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 712 sqft |
| Finished Basement | 712 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,028 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 156 sqft |
| Street Address | 345 OHUKEA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 9 10028 SF FP 1693 SUNRISE RIDGE S/D SUBJ ESMTS |
| Legal Subdivision | SUNRISE RIDGE SUBDIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 OHUKEA ST, HILO, HI 96720-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 3, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Jun 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2012 |
| Deed Sale | Mar 1, 2012 |
| Prior Sale | Jan 19, 1996 · Amount on Record |
| Deed Document Number | 201244430542 |
| Prior Transfer Date | Dec 1, 2003 |
| Prior Transfer Doc | 0000056562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 345 OHUKEA ST, HILO, HI 96720-6010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FHTC |
| Name | Verified Name |
|---|
| Document Number | 0A63930270 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | A-63930270 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Aug 5, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Jul 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 345 OHUKEA ST, HILO, HI 96720-6010 |
| Document Number | 0A63930271 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST HAWAII TITLE CORPORATION, FIRST HAWAII TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 345 OHUKEA ST HILO HI 967206010, HILO, HI 96720-6010 |
| Document Number | 0A63930271 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | A63930271 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | Jul 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,600 (+3.01%) Land $76,200 Building $307,400 | $600,400 (-1.94%) Land $225,200 Building $375,200 | |
| 2025 | $1,028.00 (-2.19%) | $372,400 (+2.99%) Land $76,200 Building $296,200 | $612,300 (+3.03%) Land $237,100 Building $375,200 |
| 2024 | $361,600 (+2.99%) Land $76,200 Building $285,400 | $594,300 (+8.49%) Land $237,000 Building $357,300 | |
| 2023 | $1,051.00 Homeowner's exemption | $351,100 Land $76,200 Building $274,900 | $547,800 Land $215,500 Building $332,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2000) |
| Most Recent Claim | Nov 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 35 |
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