Kane County property record for 345 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 987 sqft · built 1952 |
| Lot Size | 0.166 acres (7,236 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,295 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-276-001 |
| Primary APN | 06-23-276-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 987 sqft |
| Basement Area | 987 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 7,236 sqft (0.166 acres) |
| Lot Dimensions | 134 ft deep x 54 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 345 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | D E WOODS ADDN LOT 1 BLOCK 7 |
| Legal Subdivision | D E WOODS ADDN |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 OAK ST, ELGIN, IL 60123-7629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,295.00 (+12.97%) Homeowner's exemption Senior Citizen's exemption | $72,302 (+8.57%) Land $17,264 Building $55,038 | $216,993 (+8.57%) Land $51,813 Building $165,180 |
| 2024 | $66,595 (+21.4%) Land $15,901 Building $50,694 | $199,865 (+21.44%) Land $47,722 Building $152,143 | |
| 2022 | $3,802.00 (+5.79%) Homeowner's exemption | $54,858 (+6.96%) Land $13,098 Building $41,760 | $164,574 (+6.96%) Land $39,294 Building $125,280 |
| 2021 | $3,594.00 Homeowner's exemption | $51,289 Land $12,246 Building $39,043 | $153,867 Land $36,738 Building $117,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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