Deschutes County property record for 345 NW 16th St, Bend, OR 97703 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,747 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Garage | Mixed, 1,004 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,537.00 (2025) |
| Primary APN | 171231 CD 00137 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,747 sqft Living Area |
| 1st Floor | 1,386 sqft 1st Floor |
| 2nd Floor | 1,361 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Split Level Style |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 1,004 sqft Garage |
| Deck Area | 560 sqft Deck |
| Heating System | Gas Heating |
|---|
| Account Number | 190355 |
|---|---|
| Old Parcel Number | R1001171231CD00137 |
| Street Address | 345 NW 16TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-3065 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:51 SUBD:WEST BEND VILLAGE PHASES 3, 4 & 5 SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-CD |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 31 |
| Legal Quarter | SW |
| Legal Quarter Quarter | SE |
| Legal Subdivision | WEST BEND VILLAGE PHASES 3, 4 & 5 |
| Legal Lot Number | 51 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 1401 |
Source: Deschutes County records · APN 171231 CD 00137
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 NW 16TH ST, BEND, OR 97703-3065 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 1997 |
| Deed Sale | Sep 15, 1997 |
| Deed Doc Number | 9974622236 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 345 NW 16TH ST, BEND, OR 97703-3065 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 345 NW 16TH ST, BEND, OR 97703-3065 |
| Document Number | 0000044211 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-44211 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 345 NW 16TH ST, BEND, OR 97703-3065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000001145 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017-01145 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,537.00 (+3.94%) | $446,090 (+3%) | $1,163,680 (-7.82%) Land $440,190 Building $723,490 |
| 2024 | $7,251.00 (+7.87%) | $433,100 (+3%) | $1,262,340 (-) Land $440,190 Building $822,150 |
| 2023 | $6,722.00 | $420,490 | $1,262,340 Land $440,190 Building $822,150 |
345 NW 16th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 1st in Oregon |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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