York County and Saco City property record for 345 North St, Saco, ME 04072
| Property Type | Commercial |
|---|---|
| Lot Size | 1.19 acres (51,968 sqft) |
| Owner | Company Name on File |
| Tax Bill | $24,867 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S0003R |
| Primary APN | S0003R |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|
| Lot Area | 51,968 sqft (1.19 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 3 Buildings |
| Account Number | S0003R |
|---|---|
| Street Address | 345 NORTH ST |
| City | SACO |
| State | ME |
| Zip | 04072-1842 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | HB |
| Legal Subdivision | FENDERSON VLG CONDO |
| Legal Lot Number | 3 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 5200 |
Source: York County and Saco City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 326 CLARK ST, WORCESTER, MA 01606-1214 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK |
| Jun 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2024 |
| Transfer Doc | 0195780398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 345 NORTH ST, SACO, ME 04072-1842 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0194240250 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 19424/250 |
| Instrument | 2024011821 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 345 NORTH ST, SACO, ME 04072-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179710057 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 17971/57 |
| Instrument | 2019021253 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $24,867.00 (+30.05%) | $1,751,200 (+28.68%) Land $444,000 Building $1,307,200 |
| 2024 | $19,121.00 (-12.21%) | $1,360,900 (+14.53%) Land $454,700 Building $906,200 |
| 2022 | $21,780.00 | $1,188,200 Land $346,300 Building $841,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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