345 N Shields St, Fort Collins, CO 80521 Property Records

Larimer County property record for 345 N Shields St, Fort Collins, CO 80521

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 726 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Nov 2022)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`97101-09-005`

Property Details

APN / Parcel Number

Primary APN	`97101-09-005`
Alternative APN	`R0015903`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	726 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0015903
Old Parcel Number	9710109005
Street Address	345 N SHIELDS ST
City	FORT COLLINS
State	CO
Zip	80521-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50 FT OF E 180 FT OF LOT 2, TENNYSON HTS, FTC
Legal Range	69
Legal Township	07
Legal Section	10
Legal Quarter	NE
Legal Subdivision	TENNYSON HEIGHTS
Legal Block	9
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2005
Census Tract	401

Owner

345 N Shields St is owned and occupied by an individual who bought it in November 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	345 N SHIELDS ST, FORT COLLINS, CO 80521-1867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Oct 12, 2021	Warranty Deed, Transfer ELEVATED TITLE LLC, ELEVATED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	20220069087
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 28, 2022
Property Address	345 N SHIELDS ST, FORT COLLINS, CO 80521-1867
Document Number	0000069087
Instrument Date	Nov 12, 2022
Instrument	20220069087
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0000069088
Date	Nov 28, 2022
Instrument	20220069088

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	10.8%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 12, 2021
Property Address	345 N SHIELDS ST, FORT COLLINS, CO 80521-1867
Document Number	0000094703
Instrument Date	Oct 6, 2021
Instrument	20210094703
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Amount	Amount on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Tax Assessment & Valuation

The 2025 property tax bill for 345 N Shields St was $2,580.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00	$25,894 Land $2,188 Building $23,706	$414,300 Land $35,000 Building $379,300
2023	$1,987.00 (-7.15%)	$25,460 (+12.34%) Land $2,345 Building $23,115	$380,000 (+16.53%) Land $35,000 Building $345,000
2022	$2,140.00	$22,664 Land $2,433 Building $20,231	$326,100 Land $35,000 Building $291,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 N Shields St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 N Shields St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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