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345 N Main St, Amherst, VA 24521 Property Records

Amherst County property record for 345 N Main St, Amherst, VA 24521

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,235 sqft · built 1940
Lot Size0.501 acres (21,824 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Dec 2022)
Tax Bill$1,348 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN96A2 6 1-4

Property Details

APN / Parcel Number

Primary APN96A2 6 1-4

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,235 sqft Living Area
1st Floor Area1,005 sqft
Basement Area1,005 sqft
Unfinished Basement1,005 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,824 sqft (0.501 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address345 N MAIN ST
CityAMHERST
StateVA
Zip24521-3024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 1-4 JEFFERY SUB DIV SEE I NST# 180002411 96A2 6 1
Legal SubdivisionJEFFREY TRACT SD
Legal Lot Number1-4
JurisdictionAMHERST VA
Township / Civil Division2
Census Block Group2
Census Block2001
Census Tract10201

Owner

Source: Amherst County records · APN 96A2 6 1-4

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address345 N MAIN ST, AMHERST, VA 24521-3024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
PARTY III
May 25, 2017Deed of Trust, Mortgage · Commercial Mortgage
BANK OF THE JAMES
Jan 22, 2018Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleJan 22, 2018 · Amount on Record
Deed Document Number20224359
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAMHERST VA
Recording DateDec 20, 2022
Property Address345 N MAIN ST, AMHERST, VA 24521-3024
Document Number0220004359
Instrument DateDec 16, 2022
Instrument220004359
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 N MAIN ST, AMHERST, VA 24521-3024

Mortgage

Document Number0220004360
DateDec 20, 2022
Instrument220004360
Lender
NamePARTY III
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term348 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST VA
Property Address345 N MAIN ST, AMHERST, VA 24521-3024
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170001543
DateMay 25, 2017
Instrument170001543
Lender
NameBANK OF THE JAMES
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAMHERST VA
Recording DateJan 22, 2018
Property Address345 N MAIN ST, AMHERST, VA 24521-3024
Document Number0180000158
Instrument DateJan 18, 2018
Instrument180000158
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 LAVENDER LN, AMHERST, VA 24521-3516

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAmherst County
MunicipalityAmherst Town
Unified School DistrictAmherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,348.00 (+62.41%)$136,100 (-) Land $30,000 Building $106,100$240,800 (+76.93%) Land $36,000 Building $204,800
2025$830.00
2024$136,100 (-) Land $30,000 Building $106,100$136,100 (-) Land $30,000 Building $106,100
2023$830.00$136,100 Land $30,000 Building $106,100$136,100 Land $30,000 Building $106,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF AMHERST
serves 2,231 people
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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