345 N 4th St, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 345 N 4th St, Grover Beach, CA 93433

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 600 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$166,500 (Mar 2018)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-141-009`

Property Details

APN / Parcel Number

Primary APN	`060-141-009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	345 N 4TH ST
City	GROVER BEACH
State	CA
Zip	93433-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR2
Legal Description	GC BKTS SB TN GRVR BL 36D LT 18
Legal Subdivision	TOWN/GROVER
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1033
Census Tract	12102

Owner

Source: San Luis Obispo County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 N 4TH ST, GROVER BEACH, CA 93433-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2018	Grant Deed, Transfer GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Deed Document Number	20189772
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	0000009772
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	345 N 4TH ST, GROVER BEACH, CA 93433-1532
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 N 4TH ST, GROVER BEACH, CA 93433-1532

Mortgage

Document Number	0000062224
Date	Oct 30, 2020
Instrument	2020062224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 13, 2018
Property Address	345 N 4TH ST, GROVER BEACH, CA 93433-1532
Document Number	0000009772
Instrument Date	Mar 5, 2018
Instrument	9772
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$183.15
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 N 4TH ST GROVER BEACH CA 934331532, GROVER BEACH, CA 93433-1532

Mortgage

Document Number	9773
Date	Mar 13, 2018
Instrument	9773

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$190,918 (+2%) Land $141,956 Building $48,962
2025	$2,158.00 (+3.55%)	$187,175 (+4.04%) Land $139,173 Building $48,002
2023	$2,084.00 (+1.56%)	$179,909 Land $133,770 Building $46,139
2022	$2,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Peak WiFi, Surfnet Communications, Verizon.

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