345 N 1st St, El Cajon, CA 92021 Property Records

San Diego County property record for 345 N 1st St, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	16 bd · 8 ba · 6,556 sqft · built 1978
Lot Size	0.301 acres (13,114 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jul 1996)
Tax Bill	$9,948 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-140-82-00`

Property Details

APN / Parcel Number

Primary APN	`489-140-82-00`

Interior

Bedrooms	16 Beds
Full Baths	8 Baths
Units	8 Units
Building Area	6,556 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Multi-Family
Lot Area	13,114 sqft (0.301 acres)

Location & Zoning

Street Address	345 N 1ST ST
City	EL CAJON
State	CA
Zip	92021-6954
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	BLK 9 LOT 1 DOC84-33108 IN ST CLSD ADJ&IN N H OF TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	9
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15701

Owner

345 N 1st St, a residential property, is owned by two individuals who acquired it in July 2007.

Source: San Diego County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5814 MADISON AVE, SAN DIEGO, CA 92115-3751
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage CALIFORNIA BK&TR
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAIRISHNA & RASHMI PRAKASH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 1996 · Amount on File
Deed Sale	Jul 3, 1996 · Amount on File
Prior Sale	Jun 28, 1988 · Amount on File
Deed Document Number	1996336440
Last Transfer Date	Jul 2, 2007
Transfer Doc	0000451489
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	345 N 1ST ST, EL CAJON, CA 92021-6954
Document Number	0000203437
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5814 MADISON AVE SAN DIEGO CA 921153751, SAN DIEGO, CA 92115-3751

Mortgage

Document Number	0000203437
Date	May 29, 2019
Instrument	203437

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	345 N 1ST ST, EL CAJON, CA 92021-6954
Document Number	0000231078
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5814 MADISON AVE EL CAJON CA 92021, EL CAJON, CA 92021

Mortgage

Document Number	0000231078
Date	Jun 7, 2018
Instrument	231078

Lender

Name	SAIRISHNA & RASHMI PRAKASH
Address	3105 RAGGED RIDGE LN, CHARLOTTESVILLE, VA 22903-7113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 345 N 1st St was $9,948.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,902 (+2%) Land $132,887 Building $299,015
2025	$9,948.00	$423,434 Land $130,282 Building $293,152
2023	$9,267.00 (+4.63%)	$406,993 Land $125,224 Building $281,769
2022	$8,857.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 345 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 N 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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