345 N 12th Ave, Elgin, OR 97827 Property Records

Union County property record for 345 N 12th Ave, Elgin, OR 97827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,330 sqft · built 1945
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Tax Bill$916 (2025)
Deeds & MortgagesDec 2023 Line of Credit
May 2020 Mortgage
APN01N3915AC 2700

Property Details

APN / Parcel Number

Primary APN01N3915AC 2700
Alternative APNs
  • 01N39E15AC270002301
  • 12598

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1998
Lot Area7,405 sqft (0.17 acres)
Deck Area235 sqft

Location & Zoning

Account Number12598
Street Address345 N 12TH AVE
CityELGIN
StateOR
Zip97827-9672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEL-R
Legal SubdivisionHINDMANS ADD
Legal Lot Number2700
JurisdictionUNION OR
Township / Civil DivisionELGIN
Census Block Group2
Census Block2058
Census Tract970100

Owner

Source: Union County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address345 N 12TH AVE, ELGIN, OR 97827-9672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Deed of Trust, Mortgage · Line of Credit
HORIZON CU
May 6, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2015
Deed SaleApr 8, 2015
Prior SaleJun 24, 2010 · Amount on Record
Deed Document Number2015966
Last Transfer DateApr 30, 2020
Transfer Doc0020201365
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION OR
Property Address345 N 12TH AVE, ELGIN, OR 97827-9672
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020232809
DateDec 19, 2023
Instrument20232809
Lender
NameHORIZON CU
TypeCredit Union
AddressBOISE, ID 83704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION OR
Recording DateMay 6, 2020
Property Address345 N 12TH AVE, ELGIN, OR 97827-9672
Document Number0020201365
Instrument DateApr 30, 2020
Instrument20201365
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 N 12TH AVE, ELGIN, OR 97827-9672

Mortgage

Document Number0020201366
DateMay 6, 2020
Instrument20201366
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateOregon
CountyUnion County
MunicipalityElgin City
Unified School DistrictElgin School District 23 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$916.00 (+6.02%)$50,880 (+3%) Land $13,890 Building $36,990$162,930 (+14.09%) Land $39,010 Building $123,920
2023$864.00 (+2.98%)$49,400 (+6.05%) Land $13,490 Building $35,910$142,810 (+11.68%) Land $36,340 Building $106,470
2022$839.00$46,582 Land $12,718 Building $33,864$127,880 Land $34,490 Building $93,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 82% of Oregon
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN WATER DEPARTMENT
serves 1,717 people · EPA ID OR4100273
Water SourceGroundwater
Last State InspectionDec 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ziply Fiber
Fixed Wireless · Fiber, DSL in parts of the area
50 / 10

Nearby Properties on N 12th Ave

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