345 Mygatt Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 345 Mygatt Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1981
Lot Size	0.294 acres (12,825 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Aug 2018)
Tax Bill	$5,216 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-3870-03630`

Property Details

APN / Parcel Number

Primary APN	`010-3870-03630`
Alternative APN	`1056480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	1,224 sqft
Basement Area	819 sqft
Finished Basement	819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,825 sqft (0.294 acres)
Garage Area	624 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1056480
Street Address	345 MYGATT AVE
City	DULUTH
State	MN
Zip	55803-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34 THRU 37 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	9
Legal Lot Number	34-37
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	500

Owner

345 Mygatt Ave is owner-occupied and held in a trust since June 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Jul 30, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE FCU
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE FCU
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BK
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	20181339233
Last Transfer Date	Jun 26, 2026
Transfer Doc	0001104208
Record Updated	Sep 20, 2026

July 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Jul 30, 2026
Property Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Document Number	0001104208
Instrument Date	Jun 26, 2026
Instrument	20261104208
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	345 MYGATT AVE, DULUTH, MN 55803-2307

July 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Jul 30, 2026
Property Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Document Number	0001537431
Instrument Date	Jun 26, 2026
Instrument	20261537431
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	345 MYGATT AVE, DULUTH, MN 55803-2307

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Document Number	00T1023174
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 MYGATT AVE DULUTH MN 558032307, DULUTH, MN 55803-2307

Mortgage

Document Number	00T1023174
Date	May 7, 2020
Instrument	T1023174

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Document Number	00A1379388
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 MYGATT AVE DULUTH MN 558032307, DULUTH, MN 55803-2307

Mortgage

Document Number	00A1379388
Date	May 11, 2020
Instrument	A1379388

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2018
Property Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Document Number	00A1339233
Instrument Date	Aug 15, 2018
Instrument	A1339233
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 W 5TH ST GRAND MARAIS MN 55604, GRAND MARAIS, MN 55604

Mortgage

Document Number	A1339234
Date	Aug 23, 2018
Instrument	A1339234

Lender

Name	RAYMOND JAMES BK
Type	Bank
Address	PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2018
Property Address	345 MYGATT AVE, DULUTH, MN 55803-2307
Document Number	00A1001656
Instrument Date	Aug 15, 2018
Instrument	A1001656
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$941.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 W 5TH ST GRAND MARAIS MN 55604, GRAND MARAIS, MN 55604

Mortgage

Document Number	A1001657
Date	Aug 20, 2018
Instrument	A1001657

Lender

Name	RAYMOND JAMES BK
Type	Bank
Address	ST PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 345 Mygatt Ave was $5,216, up 4.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,216.00 (+4.57%)
2025	$4,988.00 (-3.59%)	$386,600 (+6.38%) Land $66,000 Building $320,600	$386,600 (+6.38%) Land $66,000 Building $320,600
2024	$5,174.00	$363,400 Land $61,600 Building $301,800	$363,400 Land $61,600 Building $301,800
2022		$317,100 Land $42,200 Building $274,900	$317,100 Land $42,200 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Mygatt Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Mygatt Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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