Guadalupe County property record for 345 Morgan Run, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,758 sqft · built 2014 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $438,634 (Apr 2026) |
| Tax Bill | $3,229 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900401201700000 |
| Primary APN | 1G3900401201700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| Gross Area | 3,348 sqft |
| 1st Floor Area | 1,579 sqft |
| 2nd Floor Area | 1,179 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 58 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 345 MORGAN RUN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #4 BLOCK 12 LOT 17 0.1377 AC |
| Legal Subdivision | SADDLE CREEK RANCH #4 |
| Legal Tract | 17 |
| Legal Block | 12 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC |
| Apr 2, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 14, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Jan 18, 2018 | Warranty Deed, Transfer GLOBAL AMERICAN TITLE |
| Jan 18, 2018 | Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 20268349 |
| Prior Transfer Date | May 10, 2019 |
| Prior Transfer Doc | 0099010282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0099012432 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 202199012432 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 2, 2026 |
| Property Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Document Number | 0000008349 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20268349 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NU WORLD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Document Number | 0000008350, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20268350 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 14, 2019 |
| Property Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Document Number | 0000010282 |
| Instrument Date | May 10, 2019 |
| Instrument | 10282 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | FRONTIER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 345 MORGAN RUN CIBOLO TX 781083494, CIBOLO, TX 78108-3494 |
| Document Number | 10283 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 10283 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 18, 2018 |
| Property Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Document Number | 0000001109 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 1109 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | GLOBAL AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 161 N CLARK ST #1250 CHICAGO IL 606014294, 1250, CHICAGO, IL 60601-4294 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 18, 2018 |
| Property Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Document Number | 0000001110 |
| Map Reference | VOL8 PG84 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018001110 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 345 MORGAN RUN, CIBOLO, TX 78108-3494 |
| Document Number | 0000001111 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018001111 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,800 (-12.31%) Land $42,315 Building $287,485 | $329,800 (-12.31%) Land $42,315 Building $287,485 | |
| 2025 | $3,229.00 (-23.08%) Homeowner's exemption Disabled Person's exemption | $376,080 (-11.73%) Land $39,830 Building $336,250 | $376,080 (-11.73%) Land $39,830 Building $336,250 |
| 2024 | $4,198.00 (-0.14%) | ||
| 2023 | $4,204.00 (-29.18%) Homeowner's exemption Disabled Person's exemption | $426,079 Land $53,339 Building $372,740 | $426,079 Land $53,339 Building $372,740 |
| 2022 | $5,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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