345 Mistover Dr, Monroe, VA 24574 Property Records

Amherst County property record for 345 Mistover Dr, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1999
Lot Size	5.53 acres (240,887 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,809 (2026)
Deeds & Mortgages	Feb 2026 Transfer Dec 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121 5 3`

Property Details

APN / Parcel Number

Primary APN	`121 5 3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Basement Area	1,365 sqft
Unfinished Basement	1,365 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2013
Architectural Style	Bungalow
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	240,887 sqft (5.53 acres)
Terrain	Wooded

Exterior Amenities

Porch	Patio
Deck Area	32 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	345 MISTOVER DR
City	MONROE
State	VA
Zip	24574-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 3 MISTOVER 121 5 3
Legal Subdivision	II MISTOVER ESTATES
Legal Lot Number	3
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	10300

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 MISTOVER DR, MONROE, VA 24574-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Gift Deed, Transfer
Dec 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CR
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BEACON CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000000522
Record Updated	Sep 20, 2026

February 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	AMHERST VA
Recording Date	Feb 20, 2026
Property Address	345 MISTOVER DR, MONROE, VA 24574-2628
Document Number	0260000522
Map Reference	MB 773 PG 595
Instrument Date	Feb 11, 2026
Instrument	260000522
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 MISTOVER DR, MONROE, VA 24574-2628

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	345 MISTOVER DR, MONROE, VA 24574-2628
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004358
Date	Dec 17, 2020
Instrument	200004358

Lender

Name	LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CR

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Dec 31, 2027

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	345 MISTOVER DR, MONROE, VA 24574-2628
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002726
Date	Sep 25, 2019
Instrument	190002726

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,809.00 (+55.71%)	$295,800 (-) Land $34,100 Building $261,700	$501,700 (+69.61%) Land $40,900 Building $460,800
2025	$1,804.00
2024		$295,800 (-) Land $34,100 Building $261,700	$295,800 (-) Land $34,100 Building $261,700
2023	$1,804.00	$295,800 Land $34,100 Building $261,700	$295,800 Land $34,100 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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