345 Miramonte Ct, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 345 Miramonte Ct, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 1988
Lot Size	0.253 acres (11,032 sqft)
Owner	Trust Name on File
Last Sale	$720,000 (Jul 2007)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Dec 2018 Reverse Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-750-011-000`

Property Details

APN / Parcel Number

Primary APN	`016-750-011-000`
Alternative APN	`016-750-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	2,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	11,032 sqft (0.253 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	016-750-011
Street Address	345 MIRAMONTE CT
City	SANTA ROSA
State	CA
Zip	95409-6492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	OAKMONT #17-E LOT 11
Legal Subdivision	OAKMONT
Legal Block	2
Legal Lot Number	11
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2003
Census Tract	151602

Owner

345 Miramonte Ct is owner-occupied and held in a trust since July 2007.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	345 MIRAMONTE CT, SANTA ROSA, CA 95409-6492
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2007 · Amount on File
Deed Sale	Jul 13, 2007 · Amount on File
Deed Document Number	200778925
Prior Transfer Date	Mar 3, 2005
Prior Transfer Doc	0000031897
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	345 MIRAMONTE CT, SANTA ROSA, CA 95409-6492
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084301
Date	Dec 11, 2018
Instrument	2018084301

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	842 Months
Due	Feb 17, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	345 MIRAMONTE CT, SANTA ROSA, CA 95409-6492
Document Number	0000084302
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	345 MIRAMONTE CT SANTA ROSA CA 954096492, SANTA ROSA, CA 95409-6492

Mortgage

Document Number	0000084302
Date	Dec 11, 2018
Instrument	84302

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Dec 10, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.74%

Tax Assessment & Valuation

The 2025 property tax bill for 345 Miramonte Ct was $5,548 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Kenwood Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,832 (+2%) Land $167,274 Building $334,558
2025	$5,548.00 Homeowner's exemption	$491,994 Land $163,995 Building $327,999
2023	$5,358.00 (+6.92%) Homeowner's exemption	$472,891 Land $157,628 Building $315,263
2022	$5,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 345 Miramonte Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Miramonte Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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