345 Michigan Bluff, Benton Harbor, MI 49022 Property Records

Berrien County property record for 345 Michigan Bluff, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,800 sqft · built 1940
Lot Size0.305 acres (13,286 sqft)
OwnerIndividual Name on Record
Last Sale$1,000 (Nov 2000)
Tax Bill$569 (2025)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone X (minimal risk)
APN52-0820-0025-00-1

Property Details

APN / Parcel Number

Primary APN52-0820-0025-00-1
Alternative APN
  • 11-52-0820-0025-00-1

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,800 sqft Living Area
1st Floor Area1,240 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Lot Area13,286 sqft (0.305 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address345 MICHIGAN BLF
CityBENTON HARBOR
StateMI
Zip49022-4680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICT E
Legal DescriptionLOT 25 ASSESSOR'S PLAT NO 20 CITY OF BENTON HARBOR EXC COM AT SE COR OF LOT 25 TH N 47' TH W 75' TH SW 47.8' TO S LN OF LOT TH E 85' TO BEG
Legal SubdivisionASSRS 20 CITY OF BENTON HARBOR
Legal Lot Number25
Legal Unit25,25
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group1
Census Block1004
Census Tract400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address345 MICHIGAN BLF, BENTON HARBOR, MI 49022-4680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2000 · Amount on Record
Deed SaleNov 22, 2000 · Amount on Record
Prior SaleJun 4, 1997 · Amount on Record
Deed Book / Page2093 / 1081
Last Transfer DateJun 14, 2024
Transfer Doc0000407914
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateMay 27, 2021
Property Address345 MICHIGAN BLF, BENTON HARBOR, MI 49022-4680
Document Number03329/1073
Book / Page3329 / 1073
Instrument DateMay 14, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address352 OHIO ST, BENTON HARBOR, MI 49022-4627

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address345 MICHIGAN BLF, BENTON HARBOR, MI 49022-4680

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,000 (+82.17%)$94,000 (+82.17%)
2025$569.00 (+18.3%)
2023$25,800$51,600
2022$481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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