345 Major Ter, Holts Summit, MO 65043 Property Records

Callaway County property record for 345 Major Ter, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,492 sqft · built 1975
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-40-005-015.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-40-005-015.000`
Alternative APN	`2507036040005010000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,492 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2507036040005015000
Street Address	345 MAJOR TER
City	HOLTS SUMMIT
State	MO
Zip	65043-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SE
Legal Range	11W
Legal Township	45N
Legal Section	36
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2009
Census Tract	70702

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WOOD & HUSTON BANK
Mar 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023
Deed Sale	Mar 6, 2023
Deed Document Number	2023988
Deed Book / Page	505 / 569
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	000505/586
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	345 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000507/248
Date	Jun 7, 2023
Book Page	507/248
Instrument	202302746

Lender

Name	FLAGSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	345 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001486
Date	Mar 10, 2020
Instrument	202001486

Lender

Name	WOOD & HUSTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 6, 2023
Property Address	345 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Document Number	000505/586
Book / Page	505 / 586
Instrument Date	Feb 28, 2023
Instrument	202301005
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 MAJOR TER, HOLTS SUMMIT, MO 65043-1748

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (-2.46%)	$33,330 (-)	$175,420 (-)
2024	$2,077.00 (+0.05%)	$33,330 (-)	$175,420 (-)
2023	$2,076.00 (+5.97%)	$33,330 (+5.99%)	$175,420 (+5.99%)
2022	$1,959.00	$31,445 Land $1,672 Building $29,773
2021			$165,500 Land $8,800 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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