Kent County property record for 345 Main St, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,442 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Aug 2026) |
| Tax Bill | $1,128 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 4-14-069.20-01-38.00-000 |
| Primary APN | 4-14-069.20-01-38.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 471 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 22322 |
|---|---|
| Street Address | 345 MAIN ST |
| City | DOVER |
| State | DE |
| Zip | 19901-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | W SD MAIN ST, LITTLE CREE LOT, 7,500 SQ FT 345 MAIN ST |
| Legal Lot Number | 7 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41000 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 MAIN ST, DOVER, DE 19901-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Dec 20, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Mar 29, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 2026542371 |
| Deed Book / Page | 14369 / 344 |
| Prior Transfer Date | May 24, 2012 |
| Prior Transfer Doc | 0000210589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 17, 2026 |
| Property Address | 345 MAIN ST, DOVER, DE 19901-4806 |
| Document Number | 0000542371 |
| Book / Page | 14369 / 344 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026542371 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,151,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 MAIN ST, LITTLE CREEK, DE 19961 |
| Document Number | 0000542372, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 2026542372 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Number | 0000542373, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 14370/29 |
| Instrument | 2026542373 |
| Name | DELAWARE STATE |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 345 MAIN ST, DOVER, DE 19901-4806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 345 MAIN ST, DOVER, DE 19901-4806 |
| Document Number | 0000486116 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 12799/30 |
| Instrument | 2023-486116 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 25, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 29, 2019 |
| Property Address | 345 MAIN ST, DOVER, DE 19901-4806 |
| Document Number | 0000359063 |
| Book / Page | 009530 / 000033 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 359063 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Little Creek Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,128.00 (+5.82%) | $179,900 (+703.13%) Land $37,500 Building $142,400 |
| 2025 | $1,066.00 (+60.06%) | |
| 2023 | $666.00 | $22,400 Land $3,100 Building $19,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 67% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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