Monterey County property record for 345 Maher Rd, #A, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,909 sqft · built 1952 |
| Lot Size | 1.27 acres (55,388 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,869 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-101-015-000 |
| Primary APN | 181-101-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| 1st Floor Area | 1,909 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 55,388 sqft |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 181-101-015 |
|---|---|
| Street Address | 345 MAHER RD, A |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-9035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 9 PAR MAPS PG 60 PAR B 1.331 AC |
| Legal Block | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10202 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1298, WATSONVILLE, CA 95077-1298 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 1997 |
| Transfer Doc | 0035030786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 345 MAHER RD # A, A, ROYAL OAKS, CA 95076-9035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRGC |
| Name | Verified Name |
|---|
| Document Number | 0000005781 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017005781 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | WATSONVILLE, CA 95076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2032 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Aromas-San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $335,957 (+2%) Land $176,823 Building $159,134 | |
| 2025 | $3,869.00 (+7.65%) | $329,370 (+4.04%) Land $173,356 Building $156,014 |
| 2024 | $3,594.00 (+2.25%) | |
| 2023 | $3,515.00 (+1.68%) | $316,581 Land $166,625 Building $149,956 |
| 2022 | $3,457.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1995–2023) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHETMOORE ACRES WA private · serves 59 people · EPA ID CA2700634 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL | 100 / 20 |
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