Placer County property record for 345 M St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 1985 |
| Lot Size | 0.147 acres (6,384 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Jun 2025) |
| Tax Bill | $4,149 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-073-018-000 |
| Primary APN | 008-073-018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,549 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 6,384 sqft (0.147 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 345 M ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 12 BLK 11 WESTERN ADDITION |
| Legal Subdivision | WESTERN ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21403 |
345 M St is owned and occupied by an individual who bought it in June 2025.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 M ST, LINCOLN, CA 95648-1659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on File |
| Deed Sale | Jun 6, 2025 · Amount on File |
| Prior Sale | Mar 30, 2004 · Amount on File |
| Deed Document Number | 202530664 |
| Prior Transfer Date | Dec 20, 1994 |
| Prior Transfer Doc | 0000086957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 345 M ST, LINCOLN, CA 95648-1659 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 345 M ST, LINCOLN, CA 95648-1659 |
| Document Number | 0000028570 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-0028570 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 345 M St was $4,149 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $540,600 (+34.33%) Land $137,700 Building $402,900 | |
| 2025 | $4,149.00 Homeowner's exemption | $402,438 Land $127,952 Building $274,486 |
| 2023 | $4,050.00 (+1.53%) Homeowner's exemption | $386,813 Land $122,985 Building $263,828 |
| 2022 | $3,989.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 345 M St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 M St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
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