Stewart County property record for 345 Lower Standing Rock Rd, Dover, TN 37058
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,468 sqft · built 1984 |
| Lot Size | 5.9 acres (257,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Nov 1987) |
| Tax Bill | $693 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081109 00301 |
| Primary APN | 081109 00301 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,468 sqft |
| Unfinished Basement | 1,468 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 257,004 sqft (5.9 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 198 sqft |
| Patio Area | 198 sqft |
| Shed | 1 Shed |
| Shed Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 345 LOWER STANDING ROCK RD |
|---|---|
| City | DOVER |
| State | TN |
| Zip | 37058-5465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 10, COUNTY AREA: S99 |
| Legal Subdivision | CHRIS MH 325 LOWER RK ROAD |
| Jurisdiction | STEWART TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 110700 |
345 Lower Standing Rock Rd is owned and occupied by two individuals who bought it in November 1987.
Source: Stewart County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 LOWER STANDING ROCK RD, DOVER, TN 37058-5465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 1987 · Amount on File |
| Deed Sale | Nov 24, 1987 · Amount on File |
| Deed Document Number | 0000248506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Property Address | 345 LOWER STANDING ROCK RD, DOVER, TN 37058-5465 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 345 LOWER STANDING ROCK RD, DOVER, TN 37058-5465 |
| Document Number | 000282/553 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 282/553 |
| Instrument | 67169 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 345 Lower Standing Rock Rd was $693.
Source: Stewart County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Stewart County |
| Unified School District | Stewart County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $693.00 | $46,600 (-) Land $9,800 Building $36,800 | |
| 2024 | $693.00 (+4.68%) | $46,600 (+66.28%) Land $9,800 Building $36,800 | |
| 2023 | $662.00 | $28,025 (-) Land $6,525 Building $21,500 | |
| 2022 | $662.00 | $28,025 Land $6,525 Building $21,500 | $112,100 (-39.86%) Land $26,100 Building $86,000 |
| 2021 | $186,400 Land $39,200 Building $147,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Lower Standing Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Lower Standing Rock Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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