345 Lowell St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 345 Lowell St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,490 sqft · built 1950
Lot Size	0.34 acres (14,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2018)
Tax Bill	$4,952 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`PEAB M:0061 B:0153`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0061 B:0153`
Alternative APN	`6962`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	14,819 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6962
Street Address	345 LOWELL ST
City	PEABODY
State	MA
Zip	01960-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Block	153
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2000
Census Tract	210302

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 LOWELL ST, PEABODY, MA 01960-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR
Dec 28, 2018	Quit Claim Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Book / Page	37246 / 191
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	345 LOWELL ST, PEABODY, MA 01960-2727
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041810-457
Date	Oct 17, 2023
Book Page	41810/457
Instrument	20231017000780

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	345 LOWELL ST, PEABODY, MA 01960-2727
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040153-250
Date	Aug 6, 2021
Book Page	40153/250
Instrument	20210806001140

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	345 LOWELL ST, PEABODY, MA 01960-2727
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40153-250
Date	Aug 6, 2021
Book Page	40153/250
Instrument	20210806001140

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	345 LOWELL ST, PEABODY, MA 01960-2727
Document Number	37812-262
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LOWELL ST PEABODY MA 019602727, PEABODY, MA 01960-2727

Mortgage

Document Number	37812-262
Date	Sep 4, 2019
Book Page	037812/000262
Instrument	4001530

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Dec 28, 2018
Property Address	345 LOWELL ST, PEABODY, MA 01960-2727
Document Number	37246-191
Book / Page	37246 / 191
Instrument Date	Dec 28, 2018
Instrument	20181228001560
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LOWELL ST, PEABODY, MA 01960-2727

Mortgage

Document Number	181228001570
Date	Dec 28, 2018
Instrument	181228001570

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,952.00 (+1.83%)	$522,900 (-0.44%) Land $309,100 Building $213,800	$625,701 (+7.53%)
2025	$4,863.00 (+7.99%)	$525,200 (+6.38%) Land $286,200 Building $239,000	$581,875
2024	$4,503.00 (-0.27%)	$493,700 (+4.09%) Land $286,200 Building $207,500
2023	$4,515.00	$474,300 Land $238,500 Building $235,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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