345 Lone Tree Ln, Clover, SC 29710 Property Records

York County property record for 345 Lone Tree Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,156 sqft · built 2005
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$157,900 (Oct 2018)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-05-12-053`

Property Details

APN / Parcel Number

Primary APN	`010-05-12-053`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	12,284 sqft (0.282 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Location & Zoning

Street Address	345 LONE TREE LN
City	CLOVER
State	SC
Zip	29710-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 16 FAULKNER RIDGE SECT 1 (.282AC)
Legal Subdivision	FAULKNER RIDGE
Legal Lot Number	16
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1014
Census Tract	61802

Owner

345 Lone Tree Ln is owned and occupied by an individual who bought it in October 2018.

Source: York County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	345 LONE TREE LN, CLOVER, SC 29710-7819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 25, 2018	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	201845995
Deed Book / Page	17247 / 323
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	345 LONE TREE LN, CLOVER, SC 29710-7819
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006800057
Date	Mar 24, 2022
Book Page	20068/57
Instrument	2022013905

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 25, 2018
Property Address	345 LONE TREE LN, CLOVER, SC 29710-7819
Document Number	1724700323
Book / Page	17247 / 323
Map Reference	MB C290 PG 6
Instrument Date	Oct 18, 2018
Instrument	2018045995
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LONE TREE LN, CLOVER, SC 29710-7819

Mortgage

Document Number	2018045996
Date	Oct 25, 2018
Instrument	2018045996

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 345 Lone Tree Ln was $1,874.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00	$7,538 Land $1,450 Building $6,088	$234,000 Land $45,000 Building $189,000
2023	$1,660.00	$6,555 Land $1,440 Building $5,115	$163,865 Land $36,000 Building $127,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Lone Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Lone Tree Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Comporium.

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