Lane County property record for 345 Lone Oak Ave, Eugene, OR 97404 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,976 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2021) |
| Tax Bill | $3,304.00 (2025) |
| Primary APN | 17-04-12-34-05100-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,072 sqft Gross Area |
| 1st Floor | 1,976 sqft 1st Floor |
| Attic Area | 96 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached Garage |
| Garage Area | 384 sqft Garage |
| Patio Area | 231 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 0374775 |
|---|---|
| Street Address | 345 LONE OAK AVE |
| City | EUGENE |
| State | OR |
| Zip | 97404-2424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TL 05100 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 12 |
| Legal Lot Number | 5100 |
| Jurisdiction | LANE OR |
| Minor Civil Division | EUGENE-SPRINGFIELD |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 2301 |
Source: Lane County records · APN 17-04-12-34-05100-000
Assessment roll updated November 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 LONE OAK AVE, EUGENE, OR 97404-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU |
| Jul 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU |
| Jul 19, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WILLAMETTE VALLEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2016 · Amount on Record |
| Deed Doc Number | 202147424 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 345 LONE OAK AVE, EUGENE, OR 97404-2424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 345 LONE OAK AVE, EUGENE, OR 97404-2424 |
| Document Number | 0000010043 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-010043 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 19, 2021 |
| Property Address | 345 LONE OAK AVE, EUGENE, OR 97404-2424 |
| Document Number | 0000047424 |
| Instrument Date | Jul 03, 2021 |
| Instrument | 2021-047424 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 345 LONE OAK AVE, EUGENE, OR 97404-2424 |
| Document Number | 0000047425 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-047425 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 345 LONE OAK AVE, EUGENE, OR 97404-2424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000030318 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019-030318 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,304.00 (+3.9%) | $169,590 (+6.09%) | $535,707 (+8.17%) Land $136,027 Building $399,680 |
| 2023 | $3,180.00 (+4.02%) | $159,856 (+3%) | $495,249 (+11.71%) Land $109,500 Building $385,749 |
| 2022 | $3,057.00 | $155,200 | $443,317 Land $111,698 Building $331,619 |
345 Lone Oak Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lane County (41039C), updated August 26, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Oregon |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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