Hyde County property record for 345 Lighthouse Rd, Ocracoke, NC 27960 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 320 sqft · built 1987 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Feb 2019) |
| Tax Bill | $3,064 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9500174886 |
| Primary APN | 9500174886 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 320 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 648 sqft |
| Deck Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 518 |
|---|---|
| Street Address | 345 LIGHTHOUSE RD |
| City | OCRACOKE |
| State | NC |
| Zip | 27960-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O'NEAL LAND |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 920101 |
Source: Hyde County records · APN 9500174886
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 21 PENINSULA ACRES, BATH, NC 27808-9510 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 08, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2019 · Amount on Record |
| Deed Sale | Feb 08, 2019 · Amount on Record |
| Deed Document Number | 0000279690 |
| Deed Book / Page | 279 / 690 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYDE NC |
| Property Address | 345 LIGHTHOUSE RD, OCRACOKE, NC 27960-9608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000285/568 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 285/568 |
| Instrument | 408507 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Feb 08, 2019 |
| Property Address | 345 LIGHTHOUSE RD, OCRACOKE, NC 27960-9608 |
| Document Number | 000279/690 |
| Book / Page | 279 / 690 |
| Map Reference | CAB C SL 8F |
| Instrument Date | Jan 26, 2019 |
| Instrument | 407260 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 BUCKINGHAM CIR, CHARLOTTESVILLE, VA 22903-2908 |
| Name | Verified Name |
|---|---|
| Address | 21 PENINSULA ACRES, BATH, NC 27808-9510 |
| Document Number | 0000407261 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 407261 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Hyde County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,064.00 | $386,336 Land $246,500 Building $139,836 | $386,336 Land $246,500 Building $139,836 |
Source: FEMA National Flood Hazard Layer, Hyde County (37095C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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