345 Leona Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 345 Leona Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,629 sqft · built 1993
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$171,900 (Oct 2017)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0015D145000`

Property Details

APN / Parcel Number

Primary APN	`0015D145000`
Alternative APNs	`0015D145` `9411`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,629 sqft Heated Area
Attic Area	1,074 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	187 ft deep x 76 ft wide
Porch	Porch
Porch Area	194 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9411
Old Parcel Number	0015D145000
Street Address	345 LEONA DR
City	RINGGOLD
State	GA
Zip	30736-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 145 ROLLING HILLS SUB
Legal Subdivision	ROLLING HILLS
Legal Lot Number	145
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2000
Census Tract	30403

Owner

345 Leona Dr is owned and occupied by an individual who bought it in October 2017.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	345 LEONA DR, RINGGOLD, GA 30736-5528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Feb 9, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 13, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	0001908329
Deed Book / Page	1908 / 329
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	345 LEONA DR, RINGGOLD, GA 30736-5528
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LEONA DR, RINGGOLD, GA 30736-5528

Mortgage

Document Number	0024190000000325
Date	Dec 1, 2025
Book Page	0000002419/0000000325

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	345 LEONA DR, RINGGOLD, GA 30736-5528
Document Number	0020940684
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LEONA DR RINGGOLD GA 307365528, RINGGOLD, GA 30736-5528

Mortgage

Document Number	0020940684
Date	Nov 23, 2020
Book Page	002094/000684

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	345 LEONA DR, RINGGOLD, GA 30736-5528
Document Number	0020410005
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LEONA DR RINGGOLD GA 307365528, RINGGOLD, GA 30736-5528

Mortgage

Document Number	0020410005
Date	Mar 19, 2020
Book Page	002041/000005

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	345 LEONA DR, RINGGOLD, GA 30736-5528
Document Number	0019200600
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LEONA DR RINGGOLD GA 307365528, RINGGOLD, GA 30736-5528

Mortgage

Document Number	0019200600
Date	Feb 16, 2018
Book Page	001920/000600

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 13, 2017
Property Address	345 LEONA DR, RINGGOLD, GA 30736-5528
Document Number	0019080329
Book / Page	001908 / 000329
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	REALTY CENTER TITLE AND ESCROW L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LEONA DR RINGGOLD GA 307365528, RINGGOLD, GA 30736-5528

Mortgage

Document Number	19080331
Date	Nov 13, 2017
Book Page	001908/000331

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 345 Leona Dr was $2,353 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00 Homeowner's exemption	$131,237 Land $14,000 Building $117,237	$328,092 Land $35,000 Building $293,092
2023	$2,134.00 (+19.62%) Homeowner's exemption	$97,322 Land $14,000 Building $83,322	$243,304 Land $35,000 Building $208,304
2022	$1,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Leona Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Leona Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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