345 Laguna Ter, Simi Valley, CA 93065 Property Records

Ventura County property record for 345 Laguna Ter, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,929 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Jun 2018)
Tax Bill	$11,003 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-090-045`

Property Details

APN / Parcel Number

Primary APN	`635-0-090-045`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
1st Floor Area	1,929 sqft
Basement Area	369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	43,560 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Porch	Porch
Porch Area	116 sqft

Location & Zoning

Street Address	345 LAGUNA TER
City	SIMI VALLEY
State	CA
Zip	93065-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO1AC
Legal Subdivision	SINALOA 02
Legal Block	90
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1008
Census Tract	7513

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2018	Affidavit of Death, Transfer EQUITY TITLE-LOS ANGELES
Jun 8, 2018	Affidavit of Death, Transfer EQUITY TITLE-LOS ANGELES
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	201865769
Prior Transfer Date	May 20, 2015
Prior Transfer Doc	0000132364
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	345 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 LAGUNA TER, SIMI VALLEY, CA 93065-5310

Mortgage

Document Number	0000025906
Date	Feb 9, 2021
Instrument	20210209-00025906

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2018
Property Address	345 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Document Number	0000065767
Instrument Date	May 20, 2018
Instrument	65767
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	EQUITY TITLE-LOS ANGELES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	345 LAGUNA TER SIMI VALLEY CA 930655310, SIMI VALLEY, CA 93065-5310

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2018
Property Address	345 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Document Number	0000065768
Instrument Date	May 20, 2018
Instrument	65768
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	EQUITY TITLE-LOS ANGELES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	62 MARION AVE SALINAS CA 939011921, SALINAS, CA 93901-1921

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2018
Property Address	345 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Document Number	0000065769
Instrument Date	May 9, 2018
Instrument	65769
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 LAGUNA TER SIMI VALLEY CA 930655310, SIMI VALLEY, CA 93065-5310

Mortgage

Document Number	65770
Date	Jun 8, 2018
Instrument	65770

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,675 (+2%) Land $618,591 Building $333,084
2025	$11,003.00 (+1.12%)	$933,015 (+4.04%) Land $606,462 Building $326,553
2024	$10,881.00 (+6.28%)
2023	$10,238.00 (+0.01%)	$896,786 Land $582,913 Building $313,873
2022	$10,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL	100 / 20

May also be available: GigabitNow, Verizon.

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