345 Jib Ct, Davidson, NC 28036 Property Records

Mecklenburg County property record for 345 Jib Ct, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1989
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Oct 2024)
Tax Bill	$4,323 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-301-43`

Property Details

APN / Parcel Number

Primary APN	`003-301-43`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	2,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Area	650 sqft
Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	345 JIB CT
City	DAVIDSON
State	NC
Zip	28036-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Description	L24 M21-756
Legal Subdivision	SPINNAKER COVE PATIO HMS PH 02
Legal Block	1
Legal Lot Number	24
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1006
Census Tract	6403

Owner

Source: Mecklenburg County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 JIB CT, DAVIDSON, NC 28036-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	202495427
Deed Book / Page	39121 / 35
Prior Transfer Date	Feb 18, 2016
Prior Transfer Doc	0000040076
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 3, 2026
Property Address	345 JIB CT, DAVIDSON, NC 28036-7100
Document Number	0000082864
Book / Page	40619 / 616
Instrument Date	Jul 30, 2026
Instrument	202682864
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 JIB CT, DAVIDSON, NC 28036-7100

Mortgage

Document Number	0000082864,
Date	Aug 3, 2026
Book Page	40619/616
Instrument	202682864

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 28, 2020
Property Address	345 JIB CT, DAVIDSON, NC 28036-7100
Document Number	0000179784
Book / Page	35241 / 781
Map Reference	MB 21 PG 756
Instrument Date	Oct 28, 2020
Instrument	2020179784
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16926 BELLE ISLE DR, 16926, CORNELIUS, NC 28031-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 JIB CT, DAVIDSON, NC 28036-7100

Mortgage

Document Number	0000179785
Date	Oct 28, 2020
Instrument	2020179785

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$570,500 Land $230,000 Building $340,500	$570,500 Land $230,000 Building $340,500
2024	$4,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Windstream.

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