Union County and Scotch Plains Township property record for 345 Jerusalem Rd, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,308 sqft · built 1945 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Mar 2007) |
| Tax Bill | $8,645 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04501-0000-00044 |
| Primary APN | 16-04501-0000-00044 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 271600 |
|---|---|
| Street Address | 345 JERUSALEM RD |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | MOUNTAIN PLAINS |
| Legal Block | 4501 |
| Legal Lot Number | 44 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 38500 |
345 Jerusalem Rd is owned and occupied by an individual who bought it in March 2007.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 JERUSALEM RD, SCOTCH PLAINS, NJ 07076-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2007 · Amount on File |
| Deed Sale | Mar 5, 2007 · Amount on File |
| Deed Book / Page | 5637 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 26, 2026 |
| Property Address | 345 JERUSALEM RD, SCOTCH PLAINS, NJ 07076-1436 |
| Document Number | 0000094055 |
| Book / Page | 15821 / 2845 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202694055 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 345 JERUSALEM RD, SCOTCH PLAINS, NJ 07076-1436 |
| Document Number | 0000094055, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 15821/2845 |
| Instrument | 202694055 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 345 JERUSALEM RD, SCOTCH PLAINS, NJ 07076-1436 |
| Document Number | 0000663708 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 345 JERUSALEM RD SCOTCH PLAINS NJ 070761436, SCOTCH PLAINS, NJ 07076-1436 |
| Document Number | 0000663708 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 663708 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 345 Jerusalem Rd was $8,645, up 5% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-) Land $26,400 Building $43,600 | $70,000 (-) Land $26,400 Building $43,600 | |
| 2025 | $8,645.00 (+4.95%) | $70,000 Land $26,400 Building $43,600 | $70,000 Land $26,400 Building $43,600 |
| 2024 | $8,237.00 | ||
| 2023 | $70,000 Land $26,400 Building $43,600 | $70,000 Land $26,400 Building $43,600 | |
| 2022 | $7,899.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 345 Jerusalem Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Jerusalem Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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