345 Ivanhoe Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 345 Ivanhoe Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,186 sqft · built 1952
Lot Size	0.363 acres (15,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2008)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8913-34-404-052`

Property Details

APN / Parcel Number

Primary APN	`8913-34-404-052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,825 sqft (0.363 acres)
Lot Dimensions	150 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	345 IVANHOE RD
City	WATERLOO
State	IA
Zip	50701-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENYONS ADDITION LOT 14 AND LOT 13 EXC BEG AT SW COR LOT 13 TH E 37 FT TH NW TO PT ON N LINE SAID LOT BEING 9 FT FROM NW COR
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	KENYONS ADDITION
Legal Lot Number	13,14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	5
Census Block	5002
Census Tract	1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 IVANHOE RD, WATERLOO, IA 50701-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
May 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2008 · Amount on Record
Deed Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	20082009005290
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	345 IVANHOE RD, WATERLOO, IA 50701-4211
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100025123
Date	May 27, 2021
Instrument	202100025123

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	345 IVANHOE RD, WATERLOO, IA 50701-4211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017557
Date	May 23, 2019
Instrument	201900017557

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (+13.45%) Homeowner's exemption	$368,070 (+20.12%) Land $45,970 Building $322,100	$368,070 (+20.12%) Land $45,970 Building $322,100
2024	$6,426.00 (+7.89%)
2023		$306,430 (+9.42%) Land $43,670 Building $262,760	$306,430 (+9.42%) Land $43,670 Building $262,760
2022	$5,956.00 Homeowner's exemption	$280,050 Land $43,670 Building $236,380
2021			$280,050 Land $43,670 Building $236,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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