Polk County property record for 345 Green Spring Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,489 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,024 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | P14-164 |
| Primary APN | P14-164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,489 sqft Finished Area |
| Basement Area | 592 sqft |
| Finished Basement | 592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 55383 |
|---|---|
| Street Address | 345 GREEN SPRING RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | TRACT 2, SPLIT FROM P14-4, P14 MAP P14 |
| Legal Subdivision | MAP P14 |
| Legal Tract | 2 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920303 |
345 Green Spring Rd is owned and occupied by two individuals who acquired it in September 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 GREEN SPRING RD, SALUDA, NC 28773-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Sep 28, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2003 |
| Deed Sale | Feb 6, 2003 |
| Prior Sale | Feb 6, 2003 · Amount on File |
| Deed Book / Page | 185 / 1839 |
| Last Transfer Date | Sep 27, 2017 |
| Transfer Doc | 00429/0279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 345 GREEN SPRING RD, SALUDA, NC 28773-8856 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 457/1200 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 457/1200 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 28, 2017 |
| Property Address | 345 GREEN SPRING RD, SALUDA, NC 28773-8856 |
| Document Number | 00429/0279 |
| Book / Page | 429 / 0279 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 004664010002 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 GREEN SPRING RD, SALUDA, NC 28773-8856 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 345 Green Spring Rd was $3,024, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,024.00 (+1.27%) | $512,499 (-) Land $63,000 Building $449,499 | $512,499 (-) Land $63,000 Building $449,499 |
| 2025 | $2,986.00 | $512,499 Land $63,000 Building $449,499 | $512,499 Land $63,000 Building $449,499 |
| 2023 | $2,610.00 | $375,928 Land $45,000 Building $330,928 | |
| 2021 | $375,928 Land $45,000 Building $330,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Green Spring Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Green Spring Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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