345 Grant St, Waterloo, IN 46793 Property Records

DeKalb County property record for 345 Grant St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,387 sqft · built 1928
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Jul 2012)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-06-04-426-002.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-04-426-002.000-008`
Alternative APNs	`170604426002000007` `310604426002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
1st Floor Area	1,387 sqft
Basement Area	1,387 sqft
Unfinished Basement	1,387 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1955
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	81 sqft
Poultry House	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	310604426002
Street Address	345 GRANT ST
City	WATERLOO
State	IN
Zip	46793-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SECTION 4 TWP 34 RANGE 13 ACRES 0.7500
Legal Subdivision	HAWLEYS ADDITION
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1004
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 GRANT ST, WATERLOO, IN 46793-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jan 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2012 · Amount on Record
Deed Sale	Jul 11, 2012 · Amount on Record
Prior Sale	Apr 23, 2009 · Amount on Record
Deed Document Number	20124081
Last Transfer Date	Jan 7, 2021
Transfer Doc	0202100254
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	345 GRANT ST, WATERLOO, IN 46793-9442
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006949
Date	Oct 29, 2020
Instrument	202006949

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Jan 11, 2021
Property Address	345 GRANT ST, WATERLOO, IN 46793-9442
Document Number	0202100254
Map Reference	MB 3 PG 48
Instrument Date	Jan 7, 2021
Instrument	202100254
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 GRANT ST, WATERLOO, IN 46793-9442

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 (+8.32%)	$135,900 (+1.27%) Land $29,000 Building $106,900	$135,900 (+1.27%) Land $29,000 Building $106,900
2024	$949.00 (+10.99%)	$134,200 (+1.98%) Land $29,000 Building $105,200	$134,200 (+1.98%) Land $29,000 Building $105,200
2023	$855.00 (+17.28%)	$131,600 (+16.77%) Land $28,100 Building $103,500	$131,600 (+16.77%) Land $28,100 Building $103,500
2022	$729.00	$112,700 Land $13,000 Building $99,700	$112,700 Land $13,000 Building $99,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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