Gratiot County property record for 345 Gemstone Dr, Alma, MI 48801
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $31,200 (Sep 2006) |
| Tax Bill | $297 (2023) |
| Flood Zone | Zone A (high risk) |
| APN | 51-010-103-00 |
| Primary APN | 51-010-103-00 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 345 GEMSTONE DR |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-8506 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | GEMSTONE FIELDS CONDOMINIUM UNIT 3 |
| Legal Subdivision | GEMSTONE FIELDS CONDO |
| Legal Unit | 3 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ALMA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 600 |
Source: Gratiot County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 504 S OAKLAND AVE, NAPPANEE, IN 46550-2327 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2006 · Amount on Record |
| Deed Sale | Sep 28, 2006 · Amount on Record |
| Deed Book / Page | 815 / 1382 |
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Alma City |
| County | Gratiot County |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,000 | $14,000 | |
| 2023 | $297.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| ISP Management Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CMS Internet Fixed Wireless | 200 / 30 |
May also be available: Baraga Telephone Company.
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