St. Louis County property record for 345 Gateford Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,638 sqft · built 1997 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jun 2015) |
| Tax Bill | $6,524 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23T-32-1033 |
| Primary APN | 23T-32-1033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,224 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 256 sqft |
| Patio Area | 120 sqft |
| Balcony Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 345 GATEFORD DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | CASTLE RIDGE LOT 41 |
| Legal Subdivision | CASTLE RIDGE |
| Legal Lot Number | 41 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 217944 |
Source: St. Louis County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| Jan 5, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jan 6, 2018 | Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU |
| May 26, 2017 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on Record |
| Deed Sale | Jun 2, 2015 · Amount on Record |
| Prior Sale | Dec 13, 2013 · Amount on Record |
| Deed Document Number | 2015321 |
| Deed Book / Page | 21532 / 1475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 29, 2026 |
| Property Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Document Number | 0000000395 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026929395 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Document Number | 0000000395, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 2026929395 |
| Name | WEST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Document Number | 0243201482 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 24320/1482 |
| Instrument | 2020091100254 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Document Number | 0245584991 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 24558/4991 |
| Instrument | 2021010500200 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Document Number | 0228721003 |
| Book / Page | 022872 / 001003 |
| Instrument Date | Jan 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 GATEFORD DR BALLWIN MO 630218369, BALLWIN, MO 63021-8369 |
| Document Number | 0228721003 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 022872/001003 |
| Instrument | 291 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 24, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 345 GATEFORD DR, BALLWIN, MO 63021-8369 |
| Document Number | 0225483298 |
| Book / Page | 022548 / 003298 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2017 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 GATEFORD DR BALLWIN MO 630218369, BALLWIN, MO 63021-8369 |
| Document Number | 0225483298 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 022548/003298 |
| Instrument | 608 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,320 (-) Land $34,030 Building $61,290 | $501,700 (-) Land $179,100 Building $322,600 | |
| 2025 | $6,524.00 (+15.27%) | $95,320 (+17.68%) Land $34,030 Building $61,290 | $501,700 (+17.69%) Land $179,100 Building $322,600 |
| 2024 | $5,660.00 (+0.09%) | ||
| 2023 | $5,655.00 (+10.36%) | $81,000 (+18.25%) Land $18,910 Building $62,090 | $426,300 (+18.25%) Land $99,500 Building $326,800 |
| 2022 | $5,124.00 | $68,500 Land $22,690 Building $45,810 | |
| 2021 | $360,500 Land $119,400 Building $241,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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