Madison County property record for 345 Gadwall Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000,000 (Dec 2025) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Feb 2017 Construction Loan Nov 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0052-008N-0033 |
| Primary APN | 0052-008N-0033 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 47956 |
|---|---|
| Street Address | 345 GADWALL DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRADITIONS LOT 33 PH 1 |
| Legal Subdivision | TRADITIONS AT PARKEY FAL |
| Legal Phase | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10104 |
345 Gadwall Dr is owned by a company that bought it in December 2025.
Source: Madison County records, as of June 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 175 FOX HOLLOW RD, WOODSIDE, CA 94062-3607 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK |
| Nov 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Mar 18, 2024 | Intrafamily Transfer, Transfer |
| Mar 31, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Mar 31, 2021 · Amount on File |
| Deed Document Number | 202514307194 |
| Deed Book / Page | 877 / 370 |
| Prior Transfer Date | Mar 6, 2024 |
| Prior Transfer Doc | 000D850/51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01728/225 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | M01728/225 |
| Instrument | 2013954484 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 10, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01832/192 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | M01832/192 |
| Instrument | 2013984191 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01798/229 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | M01798/229 |
| Instrument | 2013974282 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 11, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01898/313 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | M01898/313 |
| Instrument | 2014001634 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ROCKET TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | M02001/691 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | M02001/691 |
| Instrument | 2014025285 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 18, 2024 |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Document Number | 000D850/51 |
| Book / Page | D850 / 51 |
| Map Reference | CAB 22 PG 7 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2014194842 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 31, 2021 |
| Property Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Document Number | 000D803/55 |
| Book / Page | D803 / 55 |
| Map Reference | CAB 22 PG 7 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2014032551 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 BRAEMAR DR, RICHMOND, KY 40475-8939 |
| Name | Verified Name |
|---|---|
| Address | 345 GADWALL DR, RICHMOND, KY 40475-7972 |
| Document Number | 2014032552 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2014032552 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 345 Gadwall Dr was $5,370.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,370.00 | $569,500 | $569,500 |
| 2023 | $5,524.00 | $569,500 | $569,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Gadwall Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Gadwall Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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