345 Front St, Klamath Falls, OR 97601 Property Records

Klamath County property record for 345 Front St, Klamath Falls, OR 97601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,420 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (May 2025)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R184204`

Property Details

APN / Parcel Number

Primary APN	`R184204`
Alternative APNs	`R-3809-030AB-03400-000` `184204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	3,474 sqft
1st Floor Area	1,700 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	184204
Street Address	345 FRONT ST
City	KLAMATH FALLS
State	OR
Zip	97601-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	BUENA VISTA ADDITION, BLOCK 47, LOT 10 & 11
Legal Range	09E
Legal Township	38S
Legal Section	30
Legal Subdivision	BUENA VISTA ADDITION
Legal Block	47
Legal Lot Number	10,11
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	1
Census Block	1017
Census Tract	972000

Owner

Source: Klamath County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 5, 2025	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jul 21, 2023	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Sep 7, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 7, 2019	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	20253314
Deed Book / Page	2025 / 3314
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407

Mortgage

Document Number	0000007998
Date	Sep 12, 2024
Instrument	2024-007998

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	May 5, 2025
Property Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Document Number	0000003314
Instrument Date	Apr 28, 2025
Instrument	2025-003314
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407

Mortgage

Document Number	0000003315
Date	May 5, 2025
Instrument	2025-003315

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Jul 21, 2023
Property Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Document Number	0000006102
Instrument Date	Jul 21, 2023
Instrument	2023-006102
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407

Mortgage

Document Number	0000006103
Date	Jul 21, 2023
Instrument	2023-006103

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010906
Date	Sep 7, 2018
Instrument	2018-010906

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006370
Date	Jun 7, 2019
Instrument	2019-6370

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Dec 28, 2021
Property Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407
Document Number	0000019147
Instrument Date	Dec 21, 2021
Instrument	2021-019147
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	345 FRONT ST, KLAMATH FALLS, OR 97601-1407

Mortgage

Document Number	0000019148
Date	Dec 28, 2021
Instrument	2021-019148

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Klamath County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Municipality	Klamath Falls City
Unified School District	Klamath Falls City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,495.00 (+2.4%)	$204,100 (+3%)	$314,170 (-10.92%) Land $31,370 Building $282,800
2024	$3,413.00 (+4.15%)	$198,160 (+2.22%)	$352,690 (+81.94%) Land $30,350 Building $322,340
2023	$3,277.00 (+2.02%)	$193,850 (+3.78%)	$193,850 (-35.02%) Land $28,330 Building $165,520
2022	$3,212.00	$186,790	$298,340 Land $28,330 Building $270,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CentraCom.

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