345 Franklin St, Bethlehem, PA 18018 Property Records

Lehigh County property record for 345 Franklin St, Bethlehem, PA 18018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1925
Lot Size	0.11 acres (4,797 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jan 2026)
Tax Bill	$3,235 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`642737323411-1`

Property Details

APN / Parcel Number

Primary APN	`642737323411-1`
Alternative APNs	`03 12 G11NW3A 011 004` `A642737323411 1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,350 sqft Base Area

Exterior

Year Built	Built 1925
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,797 sqft
Lot Dimensions	39.2 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	A642737323411 1
Street Address	345 FRANKLIN ST
City	BETHLEHEM
State	PA
Zip	18018-5338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	LOTS: 004
Legal Block	11
Legal Lot Number	4
Jurisdiction	LEHIGH PA
Township / Civil Division	BETHLEHEM
Census Block Group	4
Census Block	4005
Census Tract	9500

Owner

345 Franklin St is owned and occupied by an individual who bought it in January 2026.

Source: Lehigh County records, as of March 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	345 FRANKLIN ST, BETHLEHEM, PA 18018-5338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 8, 2023	Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC
Feb 21, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Sep 8, 2023 · Amount on File
Deed Document Number	2026001739
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LEHIGH PA
Recording Date	Jan 22, 2026
Property Address	345 FRANKLIN ST, BETHLEHEM, PA 18018-5338
Document Number	0000001739
Instrument Date	Jan 21, 2026
Instrument	2026001739
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	WILLOW SETTLEMENT SERVICES LLC, WILLOW SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 FRANKLIN ST, BETHLEHEM, PA 18018-5338

Mortgage

Document Number	0000001740
Date	Jan 22, 2026
Instrument	2026001740

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEHIGH PA
Recording Date	Sep 8, 2023
Property Address	345 FRANKLIN ST, BETHLEHEM, PA 18018-5338
Document Number	0000021678
Instrument Date	Aug 28, 2023
Instrument	2023021678
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	345 FRANKLIN ST, BETHLEHEM, PA 18018-5338

Mortgage

Document Number	0000021679
Date	Sep 8, 2023
Instrument	2023021679

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEHIGH PA
Recording Date	Feb 21, 2023
Property Address	345 FRANKLIN ST, BETHLEHEM, PA 18018-5338
Document Number	0000003966
Instrument Date	Feb 21, 2023
Instrument	2023003966
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount on Record
Tax	$2,454.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	298 HILLTOP RD, COOPERSBURG, PA 18036-2805

Tax Assessment & Valuation

The 2026 property tax bill for 345 Franklin St was $3,235, up 2.4% from the year before.

Source: Lehigh County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Lehigh County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,235.00 (+2.37%)	$110,000 (-) Land $19,000 Building $91,000
2025	$3,160.00 (+1.15%)	$110,000 (-) Land $19,000 Building $91,000
2024	$3,124.00 (+0.9%)	$110,000 (-) Land $19,000 Building $91,000
2023	$3,096.00	$110,000 Land $19,000 Building $91,000
2013			$110,000 Land $19,000 Building $91,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 345 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Lehigh WiFi, Verizon.

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