345 Formosa Dr, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 345 Formosa Dr, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-37-10-03-M-18`

Property Details

APN / Parcel Number

Primary APN	`25-37-10-03-M-18`
Alternative APNs	`25-37-10-03-0000M.0-0018.00` `2516849`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,874 sqft Living Area
Gross Area	2,567 sqft
1st Floor Area	1,370 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	109 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	334 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	359 sqft
Deck Area	68 sqft
Patio Area	599 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2516849
Street Address	345 FORMOSA DR
City	COCOA BEACH
State	FL
Zip	32931-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	COCOA ISLES 8TH ADDN LOT 18 BLK M
Legal Range	37E
Legal Township	25S
Legal Section	10
Legal Subdivision	COCOA ISLES 8TH ADDN
Legal Block	M
Legal Lot Number	18
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	2
Census Block	2016
Census Tract	71700

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Jan 6, 2017	Warranty Deed, Transfer SUPERIOR TITLE, SUPERIOR TITLE INS AGCY INC
Jan 6, 2017	Warranty Deed, Transfer EVERBANK
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERBANK.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017
Deed Sale	Jan 6, 2017
Prior Sale	Jan 6, 2017
Deed Document Number	20173030
Deed Book / Page	7792 / 2588
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041

Mortgage

Document Number	0090992052
Date	Apr 26, 2021
Book Page	9099/2052
Instrument	2021106289

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041
Document Number	0087101064
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 FORMOSA DR COCOA BEACH FL 329313041, COCOA BEACH, FL 32931-3041

Mortgage

Document Number	0087101064
Date	Apr 6, 2020
Book Page	008710/001064
Instrument	77735

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 6, 2017
Property Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041
Document Number	0077922588
Book / Page	007792 / 002588
Instrument Date	Dec 16, 2016
Instrument	3030
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	SUPERIOR TITLE, SUPERIOR TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 FORMOSA DR COCOA BEACH FL 329313041, COCOA BEACH, FL 32931-3041

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 6, 2017
Property Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041
Document Number	0077922587
Book / Page	007792 / 002587
Instrument Date	Dec 16, 2016
Instrument	3029
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	SUPERIOR TITLE, SUPERIOR TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 FORMOSA DR COCOA BEACH FL 329313041, COCOA BEACH, FL 32931-3041

Mortgage

Document Number	77922596
Date	Jan 6, 2017
Book Page	007792/002596
Instrument	3038

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 6, 2017
Property Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041
Document Number	0077922586
Book / Page	7792 / 2586
Map Reference	MB15 PG28
Instrument Date	Dec 16, 2016
Instrument	2017003028
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	SUPERIOR TITLE INS AGENCY II

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 MINUTEMEN CSWY APT 18, 1518, COCOA BEACH, FL 32931-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FORMOSA DR, COCOA BEACH, FL 32931-3041

Mortgage

Document Number	2017003038
Date	Jan 6, 2017
Instrument	2017003038

Lender

Name	EVERBANK.COM
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,630 (+2.7%)	$508,090 (-0.16%)
2025	$3,636.00 (+4.18%) Homeowner's exemption	$264,490 (+5.98%)	$508,910 (+5.37%) Land $265,000 Building $243,910
2023	$3,490.00 (+7.98%) Homeowner's exemption	$249,560 (+3%)	$482,980 (+23.76%) Land $260,000 Building $222,980
2022	$3,232.00 Homeowner's exemption	$242,300	$390,240 Land $260,000 Building $130,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	191 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

345 Formosa Dr, Cocoa Beach, FL 32931 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Formosa Dr

Nearby Streets

Search Property Records by Address or Parcel Number