345 Fleet Rd, Winter Park, FL 32792 Property Records

Orange County property record for 345 Fleet Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,848 sqft · built 1967
Lot Size	0.239 acres (10,413 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Aug 2014)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-22-30-9429-02-030`

Property Details

APN / Parcel Number

Primary APN	`04-22-30-9429-02-030`
Alternative APNs	`302204942902030` `472784` `478437` `483000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,848 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1977
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,413 sqft (0.239 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	345 FLEET RD
City	WINTER PARK
State	FL
Zip	32792-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES MERRIE OAKS SECTION UNIT THREE 1/76 LOT 3 BLK B
Legal Range	30E
Legal Township	22S
Legal Section	04
Legal Subdivision	WINTER PARK PINES MERRIE OAKS SEC UT 3
Legal Tract	9429
Legal Block	B
Legal Lot Number	3
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3012
Census Tract	16301

Owner

345 Fleet Rd is owned and occupied by an individual who bought it in August 2014.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	345 FLEET RD, WINTER PARK, FL 32792-3523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Sep 8, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN LIBERTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2014 · Amount on File
Deed Sale	Aug 4, 2014 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Document Number	2014390524
Deed Book / Page	10784 / 7024
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	345 FLEET RD, WINTER PARK, FL 32792-3523
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FLEET RD, ALOMA, FL 32792-3523

Mortgage

Document Number	0000644420
Date	Oct 24, 2022
Instrument	20220644420

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	345 FLEET RD, WINTER PARK, FL 32792-3523
Document Number	0000483814
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 FLEET RD WINTER PARK FL 327923523, WINTER PARK, FL 32792-3523

Mortgage

Document Number	0000483814
Date	Sep 15, 2020
Instrument	483814

Lender

Name	AMERICAN LIBERTY MTG
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 345 Fleet Rd was $4,516, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,131 (+29.09%)	$531,040 (+13.51%) Land $220,000 Building $311,040
2025	$4,516.00 (+5.17%) Homeowner's exemption	$292,922	$467,840 Land $220,000 Building $247,840
2024	$4,294.00 (+7.43%)
2023	$3,997.00 (+3.85%) Homeowner's exemption	$276,376 (+3%)	$441,756 (+22.81%) Land $220,000 Building $221,756
2022	$3,849.00 Homeowner's exemption	$268,326	$359,717 Land $170,000 Building $189,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Fleet Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Fleet Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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