345 Fairview Rd, Williamstown, KY 41097 Property Records

Grant County property record for 345 Fairview Rd, Williamstown, KY 41097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,580 sqft · built 1996
Lot Size	8.8 acres (383,328 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2022)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-00-00-086.00`

Property Details

APN / Parcel Number

Primary APN	`068-00-00-086.00`
Alternative APNs	`22956` `27200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Basement Area	1,580 sqft
Finished Basement	1,580 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	383,328 sqft (8.8 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	27200
Street Address	345 FAIRVIEW RD
City	WILLIAMSTOWN
State	KY
Zip	41097-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE&8.8 AC&LOTS 4-7 WOODLAND (11.8 AC)
Legal Subdivision	WOODLAND HILLS
Legal Lot Number	4-7
Jurisdiction	GRANT KY
Township / Civil Division	WILLIAMSTOWN-DRY RIDGE
Census Block Group	2
Census Block	2022
Census Tract	920302

Owner

345 Fairview Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Grant County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 26, 2022	Deed, Transfer KENTUCKY LAND TITLE
Jul 28, 2020	Correction Deed · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jun 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	2022203616
Deed Book / Page	433 / 220
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT KY
Recording Date	Apr 14, 2026
Property Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642
Document Number	0000305737
Book / Page	668 / 372
Instrument Date	Apr 8, 2026
Instrument	2026305737
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642

Mortgage

Document Number	0000305737,
Date	Apr 14, 2026
Book Page	668/372
Instrument	2026305737

Lender

Name	HERITAGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT KY
Property Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	AGILITY CLOSING TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M541/274
Date	Jun 12, 2019
Book Page	M541/274
Instrument	162792

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GRANT KY
Recording Date	Oct 26, 2022
Property Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642
Document Number	00D433/220
Book / Page	D433 / 220
Map Reference	PB 6 PG 21
Instrument Date	Oct 21, 2022
Instrument	203616
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	KENTUCKY LAND TITLE

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 ROSS AVE, HAMILTON, OH 45013-4731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 N BURRITT AVE, BUFFALO, WY 82834-1408

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	GRANT KY
Recording Date	Jul 28, 2020
Property Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642
Document Number	D412/10
Book / Page	D412 / 10
Map Reference	DB 345 PG 324
Instrument Date	Jun 26, 2020
Instrument	174898
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 LEXINGTON TRL, 170, DRY RIDGE, KY 41035-8648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642

Mortgage

Document Number	174899
Date	Jul 28, 2020
Instrument	174899

Lender

Name	GUARDIAN SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	Jun 12, 2019
Property Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642
Document Number	D404/223
Book / Page	D404 / 223
Map Reference	DB 0345 PG 324
Instrument Date	Jun 7, 2019
Instrument	162791
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 LEXINGTON TRL, 170, DRY RIDGE, KY 41035-8648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9642

Tax Assessment & Valuation

The 2025 property tax bill for 345 Fairview Rd was $2,738 with a homeowner's exemption.

Source: Grant County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grant County
Municipality	Williamstown City
Unified School District	Williamstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 Homeowner's exemption	$243,000	$243,000
2023	$3,314.00	$243,000	$243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Fairview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Fairview Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN MUNICIPAL WATER DEPT serves 5,495 people · EPA ID KY0410472
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: City of Williamstown.

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