345 Fairgate Rd, Sacramento, CA 95825 Property Records

Sacramento County property record for 345 Fairgate Rd, Sacramento, CA 95825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 2017
Lot Size	0.135 acres (5,892 sqft)
Owner	Company Name on Record
Last Sale	$289,400 (Nov 2017)
Tax Bill	$10,487 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`294-0300-001-0000`

Property Details

APN / Parcel Number

Primary APN	`294-0300-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,892 sqft (0.135 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	345 FAIRGATE RD
City	SACRAMENTO
State	CA
Zip	95825-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	PALISADES SIERRA OAKS, LOT 1
Legal Subdivision	PALISADES SIERRA OAKS
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3002
Census Tract	5404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	345 FAIRGATE RD, SACRAMENTO, CA 95825-8228
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BK
Nov 21, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Deed Book / Page	20171121 / 1109
Last Transfer Date	Nov 29, 2020
Transfer Doc	1130000000382
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 13, 2021
Property Address	345 FAIRGATE RD, SACRAMENTO, CA 95825-8228
Document Number	2101130382
Instrument Date	Nov 29, 2020
Instrument	2101130382
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	345 FAIRGATE RD SACRAMENTO CA 958258228, SACRAMENTO, CA 95825-8228

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	345 FAIRGATE RD, SACRAMENTO, CA 95825-8228
Document Number	1807200448
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 FAIRGATE RD SACRAMENTO CA 958258228, SACRAMENTO, CA 95825-8228

Mortgage

Document Number	1807200448
Date	Jul 20, 2018
Instrument	1807200448

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2017
Property Address	345 FAIRGATE RD, SACRAMENTO, CA 95825-8228
Document Number	1711211109
Instrument Date	Aug 18, 2017
Instrument	1711211109
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	345 FAIRGATE RD SACRAMENTO CA 958258228, SACRAMENTO, CA 95825-8228

Mortgage

Document Number	1711211110
Date	Nov 21, 2017
Instrument	1711211110

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$839,350 (+2%) Land $174,084 Building $665,266
2025	$10,487.00 (+1.04%)	$822,893 (+4.04%) Land $170,671 Building $652,222
2024	$10,379.00 (+2.63%)
2023	$10,113.00 (+0.76%)	$790,942 Land $164,045 Building $626,897
2022	$10,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	8 (1995–2005)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - ARDEN PARK VISTA serves 10,068 people · EPA ID CA3410002
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SCWA - LAGUNA/VINEYARD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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