345 Estes Park Estates Dr, Lyons, CO 80540 Property Records

Larimer County property record for 345 Estes Park Estates Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,628 sqft · built 1974
Lot Size	0.916 acres (39,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (May 2020)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14283-18-053`

Property Details

APN / Parcel Number

Primary APN	`14283-18-053`
Alternative APN	`R1600975`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
Upper Floors Area	320 sqft
Basement Area	625 sqft
Finished Basement	624 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	39,910 sqft (0.916 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	149 sqft
Patio Area	1,316 sqft
Balcony	Balcony
Balcony Area	1,316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1600975
Old Parcel Number	1428318053
Street Address	345 ESTES PARK ESTATES DR
City	LYONS
State	CO
Zip	80540-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53, AMD PLAT LOT 4, PINEWOOD SPRINGS, 11TH AND WRLY 538.73 FT LOT 53, ESTES PARK ESTATES, FILING NO. 2 (2000059645)
Legal Range	71
Legal Township	04
Legal Section	28
Legal Quarter	SW
Legal Subdivision	ESTES PARK ESTATES
Legal Lot Number	53
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1046
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jul 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Jan 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	20200033009
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	345 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ESTES PARK ESTATES DR, LYONS, CO 80540-8264

Mortgage

Document Number	0000008885
Date	Feb 8, 2022
Instrument	20220008885

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	345 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044598
Date	Jul 23, 2018
Instrument	20180044598

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 12, 2020
Property Address	345 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Document Number	0000033009
Instrument Date	Apr 22, 2020
Instrument	33009
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 ESTES PARK ESTATES DR LYONS CO 805408264, LYONS, CO 80540-8264

Mortgage

Document Number	33010
Date	May 12, 2020
Instrument	33010

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Mortgage

Document Number	33011,
Date	May 12, 2020
Instrument	33011

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 11, 2040

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 26, 2017
Property Address	345 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Document Number	0000005659
Instrument Date	Jan 24, 2017
Instrument	5659
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ESTES PARK ESTATES DR LYONS CO 805408264, LYONS, CO 80540-8264

Mortgage

Document Number	5660,
Date	Jan 26, 2017
Instrument	5660

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,952.00 (-1.88%)	$55,606 (-12.55%) Land $9,375 Building $46,231	$889,700 (-6.25%) Land $150,000 Building $739,700
2023	$5,047.00 (+18.67%)	$63,583 (+33.87%) Land $10,050 Building $53,533	$949,000 (+38.86%) Land $150,000 Building $799,000
2022	$4,253.00	$47,497 Land $4,796 Building $42,701	$683,400 Land $69,000 Building $614,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.5% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
Rise Broadband Fixed Wireless	50 / 10

May also be available: Vistabeam.

Cell Coverage

4G LTE only, no 5G reported

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