345 Enfield Rd, Joppa, MD 21085 Property Records

Harford County property record for 345 Enfield Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,512 sqft · built 1995
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2024)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-270249`

Property Details

APN / Parcel Number

Primary APN	`01-270249`
Alternative APNs	`1270249` `270249`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Total Area
Basement Area	668 sqft
Finished Basement	668 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,668 sqft (0.199 acres)
Deck Area	192 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	270249
Street Address	345 ENFIELD RD
City	JOPPA
State	MD
Zip	21085-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 8668 SF 345 ENFIELD ROAD JOPPA CROSSING PT 79/63
Legal Subdivision	JOPPA CROSSING
Legal Lot Number	12
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1007
Census Tract	301401

Owner

Source: Harford County records · APN 01-270249

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 ENFIELD RD, JOPPA, MD 21085-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2024 · Amount on Record
Deed Sale	May 02, 2024 · Amount on Record
Prior Sale	Jul 23, 2001 · Amount on Record
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0114940175
Record Updated	Sep 20, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 02, 2024
Property Address	345 ENFIELD RD, JOPPA, MD 21085-3747
Document Number	0162480299
Book / Page	16248 / 299
Map Reference	MB CGH 79 FO 63
Instrument Date	Apr 29, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	NOT AVAILABLE, GALAXY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0162480304
Date	May 02, 2024
Instrument	16248-0304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,633 (+12.93%)	$361,800 (-) Land $81,400 Building $280,400
2025	$2,728.00 (+6.69%)	$287,467 (+18.56%)	$361,800 (+44.55%) Land $81,400 Building $280,400
2023		$242,467	$250,300 Land $81,400 Building $168,900
2022	$2,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.