345 E Windsor Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 345 E Windsor Ave, Elkhart, IN 46514

Property Summary

Property TypeHotel
Details21,060 sqft · built 1986
Lot Size1.3 acres (56,628 sqft)
OwnerCompany Name on Record
Last Sale$2,516,360 (Sep 2024)
Tax Bill$80,398 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-02-20-452-028.000-027

Property Details

APN / Parcel Number

Primary APN20-02-20-452-028.000-027
Alternative APN
  • 0220452028027

Interior

Units58 Units
Stories2 Stories
Building Area21,060 sqft Gross Area
1st Floor Area10,605 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Lot Area56,628 sqft (1.3 acres)
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address345 E WINDSOR AVE
CityELKHART
StateIN
Zip46514-5520
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Local Zoning CodeZO01
Legal DescriptionLAKE DRIVE LOTS 32 33 34 35 36 39 40 41 & 10 EX PT FOR HWY (TIF 118)
Legal SubdivisionLAKE DRIVE
Legal Block452
Legal Lot Number32
JurisdictionELKHART IN
Township / Civil DivisionOSOLO
Census Block Group1
Census Block1038
Census Tract1601

Owner

Source: Elkhart County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4747 1ST AVE SE, CEDAR RAPIDS, IA 52402-3211
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL SAVINGS BANK
Aug 3, 2021Warranty Deed, Transfer · Line of Credit
BANK OF GEORGE
May 2, 2017Warranty Deed, Transfer
FIRST WSTRN SBLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleMay 14, 2024 · Amount on Record
Deed Document Number202415886
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address345 E WINDSOR AVE, ELKHART, IN 46514-5520
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002780
DateAug 4, 2023
Instrument2023-12780
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
AddressROCHESTER, IN 46975
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 10, 2048
Interest
Rate TypeAdjustable Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateAug 3, 2021
Property Address345 E WINDSOR AVE, ELKHART, IN 46514-5520
Document Number0000000607
Map ReferenceMB 3 PG 24
Instrument DateJul 29, 2021
Instrument2021-20607
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 E WINDSOR AVE, ELKHART, IN 46514-5520

Mortgage

Document Number0000000608
DateAug 3, 2021
Instrument2021-20608
Lender
NameBANK OF GEORGE
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 29, 2046

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateMay 2, 2017
Property Address345 E WINDSOR AVE, ELKHART, IN 46514-5520
Document Number0000008753
Instrument DateApr 26, 2017
Instrument8753
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2211 CEDAR ST VILLAGE INN MOTE HOLT MI 48842, HOLT, MI 48842

Mortgage

Document Number8754
DateMay 2, 2017
Instrument8754
Lender
NameFIRST WSTRN SBLC
Address17950 PRESTON RD # 600, DALLAS, TX 75252-5656
Agreement
AmountAmount Recorded
Term300 Months
DueMay 1, 2042

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionOsolo Township
MunicipalityElkhart City
Unified School DistrictElkhart Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,773,300 (+4.51%) Land $390,000 Building $2,383,300$2,773,300 (+4.51%) Land $390,000 Building $2,383,300
2024$80,398.00 (+66%)$2,653,500 (-3%) Land $390,000 Building $2,263,500$2,653,500 (-3%) Land $390,000 Building $2,263,500
2023$2,735,600 (+70.98%) Land $390,000 Building $2,345,600$2,735,600 (+70.98%) Land $390,000 Building $2,345,600
2022$48,433.00$1,600,000 Land $390,000 Building $1,210,000$1,600,000 Land $390,000 Building $1,210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHART PUBLIC WORKS AND UTILITIES
serves 46,455 people · EPA ID IN5220008
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Frontier, Midwest Energy & Communications, Surf Internet, T-Mobile, Verizon.

Nearby Properties on E Windsor Ave

Nearby Streets

Search Property Records by Address or Parcel Number