345 E Whittier Ave, Fairborn, OH 45324 Property Records

Greene County property record for 345 E Whittier Ave, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1956
Lot Size	0.076 acres (3,310 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Mar 2019 Construction Loan Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A021018179`

Property Details

APN / Parcel Number

Primary APN	`A021018179`
Alternative APN	`A02-0001-0018.0-0179.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,310 sqft (0.076 acres)
Lot Width	62 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 E WHITTIER AVE
City	FAIRBORN
State	OH
Zip	45324-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOVING W 1/2 LOT 949 345 E WHITTIER AV
Legal Subdivision	LOVING
Legal Lot Number	949
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3006
Census Tract	200300

Owner

345 E Whittier Ave is owned and occupied by two individuals who acquired it in October 2020.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 E WHITTIER AVE, FAIRBORN, OH 45324-5312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Oct 16, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Jan 13, 2017	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020
Deed Sale	Oct 16, 2020
Prior Sale	Jan 24, 2008 · Amount on File
Deed Document Number	202020997
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	345 E WHITTIER AVE, FAIRBORN, OH 45324-5312
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003854
Date	Mar 22, 2019
Instrument	2019003854

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 16, 2020
Property Address	345 E WHITTIER AVE, FAIRBORN, OH 45324-5312
Document Number	0000020997
Map Reference	CAB 32 PG 4B
Instrument Date	Sep 2, 2020
Instrument	2020020997
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	345 E WHITTIER AVE, FAIRBORN, OH 45324-5312

Mortgage

Document Number	0000020998
Date	Oct 16, 2020
Instrument	2020020998

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jan 13, 2017
Property Address	345 E WHITTIER AVE, FAIRBORN, OH 45324-5312
Document Number	0000000650
Map Reference	PL CAB 32 PG 4
Instrument Date	Nov 21, 2016
Instrument	2017000650
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Mortgage

Document Number	0000000651
Date	Jan 13, 2017
Instrument	2017000651

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 345 E Whittier Ave was $2,248, down 4.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (-4.87%)	$49,350 (-) Land $4,890 Building $44,460
2024	$2,363.00 (-1.01%)	$49,350 (-) Land $4,890 Building $44,460
2023	$2,387.00 (+10.87%)	$49,350 (+32.27%) Land $4,890 Building $44,460	$140,990 Land $13,970 Building $127,020
2022	$2,153.00	$37,310 Land $2,880 Building $34,430
2020			$106,590 Land $8,220 Building $98,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 E Whittier Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1980–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 345 E Whittier Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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