345 E Vine St, Owatonna, MN 55060 Property Records

Steele County property record for 345 E Vine St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,664 sqft · built 1880
Lot Size0.212 acres (9,235 sqft)
OwnerIndividual Name on Record
Last Sale$142,900 (Mar 2019)
Tax Bill$2,520 (2026)
Deeds & MortgagesMar 2019 Sale & Mortgage
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-108-0107

Property Details

APN / Parcel Number

Primary APN17-108-0107

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,664 sqft Finished Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address345 E VINE ST
CityOWATONNA
StateMN
Zip55060-2514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE. ABBOTTS # 2 BLK.1 LOT 7 E. ABBOTTS 2ND
Legal SectionTW
Legal SubdivisionE. ABBOTTS # 2
Legal Block1
Legal Lot Number7
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2018
Census Tract960200

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address345 E VINE ST, OWATONNA, MN 55060-2514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2019Warranty Deed, Transfer · Conventional Mortgage
HERITAGE BANK
Sep 4, 2018Quit Claim Deed, Transfer
Quitclaim
Nov 16, 2017Intrafamily Transfer, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleOct 28, 2010
Deed Document Number2019422793
Prior Transfer DateAug 20, 2018
Prior Transfer Doc0000420043
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateMar 11, 2019
Property Address345 E VINE ST, OWATONNA, MN 55060-2514
Document NumberA000422793
Instrument DateFeb 28, 2019
InstrumentA000422793
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$471.57
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 E VINE ST, OWATONNA, MN 55060-2514

Mortgage

Document NumberA000422794
DateMar 11, 2019
InstrumentA000422794
Lender
NameHERITAGE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document NumberA000422795
DateMar 11, 2019
InstrumentA000422795
Lender
NameHERITAGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEELE MN
Recording DateSep 4, 2018
Property Address345 E VINE ST, OWATONNA, MN 55060-2514
Document NumberA000420043
Instrument DateAug 20, 2018
InstrumentA000420043
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 E VINE ST, OWATONNA, MN 55060-2514

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTEELE MN
Recording DateNov 16, 2017
Property Address345 E VINE ST, OWATONNA, MN 55060-2514
Document NumberA000415836
Instrument DateNov 7, 2017
InstrumentA000415836
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 E VINE ST, OWATONNA, MN 55060-2514

Mortgage

Document NumberA000415837
DateNov 16, 2017
InstrumentA000415837
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,520.00 (+12.2%) Homeowner's exemption$203,400 (+6.77%) Land $32,700 Building $170,700$203,400 (+6.77%) Land $32,700 Building $170,700
2025$190,500 (+15.74%) Land $32,000 Building $158,500$190,500 (+15.74%) Land $32,000 Building $158,500
2023$2,246.00 Homeowner's exemption$164,600 Land $26,100 Building $138,500$164,600 Land $26,100 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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