345 E State Rte 116, Ashkum, IL 60911 Property Records

Iroquois County property record for 345 E State Rte 116, Ashkum, IL 60911

Property Summary

Property TypeSingle Family Home
Lot Size3.08 acres (134,165 sqft)
Owner2 Individual Names on Record
Tax Bill$4,998 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Jul 2020 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08 27 100 003

Property Details

APN / Parcel Number

Primary APN08 27 100 003

Exterior

Lot Area134,165 sqft (3.08 acres)

Location & Zoning

Street Address345 E STATE ROUTE 116
CityASHKUM
StateIL
Zip60911-7062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW NE BEG 2199' E NW COR
JurisdictionIROQUOIS IL
Township / Civil DivisionASHKUM
Census Block Group1
Census Block1046
Census Tract950300

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address345 E STATE ROUTE 116, ASHKUM, IL 60911-7062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 6, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
IROQUOIS FSLA
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
IROQUOIS FSLA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address345 E STATE ROUTE 116, ASHKUM, IL 60911-7062
Transaction TypeMortgage
Record UpdatedApr 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00024R0936
DateMar 26, 2024
Instrument24R0936
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2054
Interest
Rate TypeFixed Rate
Rate10.3%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address345 E STATE ROUTE 116, ASHKUM, IL 60911-7062
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20R1963
DateJul 6, 2020
Instrument20R1963
Lender
NameIROQUOIS FSLA
TypeBank
AddressDANVILLE, IL 61832
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term84 Months
DueJul 1, 2027
Interest
Rate4.75%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address345 E STATE ROUTE 116, ASHKUM, IL 60911-7062
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20R1962
DateJul 6, 2020
Instrument20R1962
Lender
NameIROQUOIS FSLA
TypeBank
AddressDANVILLE, IL 61832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.75%
Index1-Year T-Bill
Margin3
Max Rate9.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionAshkum Township
Unified School DistrictCentral Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,998.00 (+35.15%)$76,630 (+30.52%) Land $14,410 Building $62,220$229,890 (+30.52%) Land $43,230 Building $186,660
2022$3,698.00 Homeowner's exemption$58,710 Land $11,040 Building $47,670$176,130 Land $33,120 Building $143,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2015–2018)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40
AT&T
Fixed Wireless
25 / 3

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