345 E Pearl Rd, Torrington, CT 06790 Property Records

Torrington City property record for 345 E Pearl Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,444 sqft · built 2002
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2020)
Tax Bill	$12,844 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Sale
APN	`13411`

Property Details

APN / Parcel Number

Primary APN	`13411`
Alternative APNs	`TORR M:249 B:001 L:007` `013411`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	6,174 sqft
Basement Area	1,886 sqft
Unfinished Basement	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	64,033 sqft (1.47 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13411
Street Address	345 E PEARL RD
City	TORRINGTON
State	CT
Zip	06790-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-WP
Legal Block	1
Legal Lot Number	7
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1014
Census Tract	310601

Owner

Source: Torrington City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 E PEARL RD, TORRINGTON, CT 06790-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Jul 30, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Nov 9, 2001 · Amount on Record
Deed Document Number	2020457770
Deed Book / Page	1312 / 258
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	345 E PEARL RD, TORRINGTON, CT 06790-3104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1321-5
Date	Dec 1, 2020
Book Page	1321/5
Instrument	2020-460582

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 30, 2020
Property Address	345 E PEARL RD, TORRINGTON, CT 06790-3104
Document Number	1312-258
Book / Page	001312 / 000258
Instrument Date	Jul 29, 2020
Instrument	457770
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E PEARL RD TORRINGTON CT 067903104, TORRINGTON, CT 06790-3104

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,844.00	$334,040 (+85.6%) Land $33,880 Building $300,160	$233,828 Land $23,716 Building $210,112
2024	$12,844.00 (+48.8%)
2023	$8,632.00 (+1.74%)	$179,980 (-) Land $33,900 Building $146,080
2022	$8,484.00	$179,980 Land $33,900 Building $146,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Optimum Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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