345 E Palomino Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 345 E Palomino Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,376 sqft · built 1995
Lot Size	0.134 acres (5,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jan 2025)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-848`

Property Details

APN / Parcel Number

Primary APN	`304-23-848`
Alternative APN	`304238482`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,023 sqft
2nd Floor Area	1,353 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,820 sqft (0.134 acres)
Parking Spaces	3 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 E PALOMINO CT
City	GILBERT
State	AZ
Zip	85296-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SETTLERS POINT PARCEL C LOT 1-203 TR A-D MCR 357-04
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	SETTLERS POINT PARCEL C LOT 1-203 TR A-D
Legal Lot Number	62
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	422404

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	20252153
Prior Transfer Date	Nov 3, 2022
Prior Transfer Doc	0000817930
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 3, 2022
Property Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831
Document Number	0000817930
Map Reference	MB 357 PG 4
Instrument Date	Nov 3, 2022
Instrument	20220817930
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E PALOMINO CT, 345, GILBERT, AZ 85296-2831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831

Mortgage

Document Number	0000890816
Date	Sep 22, 2020
Instrument	20200890816

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 12, 2017
Property Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831
Document Number	0000026450
Map Reference	MAP357 PG4
Instrument Date	Jan 10, 2017
Instrument	2017-0026450
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10263 E THUNDERBOLT AVE, 10263, MESA, AZ 85212-8629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E PALOMINO CT, GILBERT, AZ 85296-2831

Mortgage

Document Number	0000026452
Date	Jan 12, 2017
Instrument	2017-0026452

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,120 (+87.7%)	$461,200 (+5.76%) Land $92,200 Building $369,000
2025	$1,862.00 (+3.22%)	$24,571 (-47.24%)	$436,100 (-6.36%) Land $87,200 Building $348,900
2024		$46,570	$465,700 Land $93,100 Building $372,600
2023	$1,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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