Ottawa County property record for 345 E Ottawa St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,044 sqft · built 1978 |
| Lot Size | 0.266 acres (11,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Nov 2020) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 043648-7 |
| Primary APN | 043648-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,583 sqft (0.266 acres) |
| Lot Dimensions | 181 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043648-7 |
|---|---|
| Street Address | 345 E OTTAWA ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 N 180.5 FT MINNIE FINKE 2 |
| Legal Subdivision | FINKE 2 |
| Legal Lot Number | 18 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50700 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 E OTTAWA ST, OAK HARBOR, OH 43449-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 2, 2023 | Intrafamily Transfer, Transfer · Line of Credit GENOA BANKING CO |
| Nov 12, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Apr 23, 2007 · Amount on Record |
| Deed Document Number | 2020300634 |
| Deed Book / Page | 1805 / 106 |
| Last Transfer Date | Jan 27, 2023 |
| Transfer Doc | 0000000692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Feb 2, 2023 |
| Property Address | 345 E OTTAWA ST, OAK HARBOR, OH 43449-1435 |
| Document Number | 0000000692 |
| Book / Page | 1933 / 326 |
| Map Reference | VOL 12 PG 13 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023-000692 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 345 E OTTAWA ST, OAK HARBOR, OH 43449-1435 |
| Document Number | 0019330328 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 1933-0328 |
| Name | GENOA BANKING CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Nov 12, 2020 |
| Property Address | 345 E OTTAWA ST, OAK HARBOR, OH 43449-1435 |
| Document Number | 0000300634 |
| Book / Page | 001805 / 000106 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 300634 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 E OTTAWA ST OAK HARBOR OH 434491435, OAK HARBOR, OH 43449-1435 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 (-0.74%) | $45,231 (-) Land $11,533 Building $33,698 | |
| 2024 | $2,035.00 (+5.99%) | $45,231 (+20.83%) Land $11,533 Building $33,698 | $129,230 (+20.83%) Land $32,950 Building $96,280 |
| 2023 | $1,920.00 (+3.11%) | $37,433 (-) Land $9,608 Building $27,825 | |
| 2022 | $1,862.00 | $37,433 Land $9,608 Building $27,825 | |
| 2021 | $106,950 Land $27,450 Building $79,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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