345 E Main St, Waconia, MN 55387 Property Records

Carver County property record for 345 E Main St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,809 sqft · built 1961
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2025)
Tax Bill	$4,068 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-0502410`

Property Details

APN / Parcel Number

Primary APN	`75-0502410`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,809 sqft Finished Area
Gross Area	2,348 sqft
1st Floor Area	1,064 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	345 E MAIN ST
City	WACONIA
State	MN
Zip	55387-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 018 BLOCK 025 & LOT 19 & E1/2 OF LOT 17
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	CITY LOTS OF WACONIA
Legal Block	25
Legal Lot Number	18
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2014
Census Tract	90303

Owner

Source: Carver County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	345 E MAIN ST, WACONIA, MN 55387-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	2025794286
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Dec 8, 2025
Property Address	345 E MAIN ST, WACONIA, MN 55387-1121
Document Number	000A794286
Instrument Date	Dec 5, 2025
Instrument	A794286
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E MAIN ST, WACONIA, MN 55387-1121

Mortgage

Document Number	000A794287
Date	Dec 8, 2025
Instrument	A794287

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jan 18, 2023
Property Address	345 E MAIN ST, WACONIA, MN 55387-1121
Document Number	000A756622
Instrument Date	Jan 13, 2023
Instrument	A756622
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3455 MAIN SIREETF EAST, WACONIA, MN 55387

Mortgage

Document Number	000A756623
Date	Jan 18, 2023
Instrument	A756623

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,068.00 (+9.41%) Homeowner's exemption	$340,100 (+3.44%) Land $125,000 Building $215,100	$340,100 (+3.44%) Land $125,000 Building $215,100
2025	$3,718.00 (+3.05%) Homeowner's exemption	$328,800 (+6.41%) Land $100,000 Building $228,800	$328,800 (+6.41%) Land $100,000 Building $228,800
2024	$3,608.00 (-5.85%) Homeowner's exemption	$309,000 (+1.85%) Land $80,000 Building $229,000	$309,000 (+1.85%) Land $80,000 Building $229,000
2023	$3,832.00 Homeowner's exemption	$303,400 Land $80,000 Building $223,400	$303,400 Land $80,000 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

345 E Main St, Waconia, MN 55387 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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